Affirm
Quantitative Analyst II (Capital Structuring & Analytics)
Remote Canada · Mid
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About the role
- Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
- The team secures efficient funding while supporting sustainable business growth.
- We balance cost, flexibility, and risk to ensure Affirm's financial resilience through all economic cycles.
Responsibilities
- Develop and enhance capital structuring and pricing models tailored to Affirm's consumer loan portfolio to enable efficient deal execution
- Build quantitative models to analyze and predict the performance of Affirm's consumer loans
- Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions
- 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
- Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization
- A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance
Requirements
- Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners
- Experience with SQL, Python, or other scripting languages
- Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.
Skills
- About the Capital Team
Compensation
- Employees new to Affirm typically come in at the start of the pay range.
- CAN base pay range per year: $117,000 - $167,000
Benefits
- Equity Grade - 4
- In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
- We're extremely proud to offer competitive benefits that are anchored to our core value of people come first.
- Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company info
- We're looking for a smart, driven individual to join our Quantitative Markets team.
This listing is sourced directly from Affirm's careers page and normalized into a canonical job model.