Bank of America

Bank of America

Enterprise Lending Officer - San Jose

San Jose

Sponsorship not specified$67k-$77kDetected 7 hours ago
Account ManagementBusiness DevelopmentPipeline ManagementLeadershipCommunicationCollaborationOrganizational SkillsUnderwriting

About the role

  • We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
  • These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
  • Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

Responsibilities

  • Demonstrated understanding of effectively managing a pipeline in order to deliver an exceptional client experience
  • Demonstrated ability to understand, analyze, and document income, assets and liabilities properly in order to qualify clients for specific loan products
  • Ability to source clients independently and not rely on enterprise referrals with demonstrated success in generating business from external Centers of Influence real estate professionals, builders, and other external referral partners in a compliant manner as well as within bank policy.
  • Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
  • Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.
  • We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
  • Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.
  • At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Requirements

  • Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check.
  • Has 3+ years of experience in a loan origination role with a focus on generating self-sourced purchase business through a verifiable, established network of referral sources

Skills

  • Has a strong knowledge of loan products Conventional, Jumbo and Government.
  • Demonstrated understanding of processing, underwriting and/or closing procedures
  • Has a working knowledge of federal regulations governing real estate lending
  • An ability to work independently
  • Is a strong communicator, both written and verbal
  • Is self-motivated and highly organized
  • Can prioritize multiple competing tasks
  • Uses appropriate interpersonal styles, communication methods and approaches to gain clients and keep them informed during the loan process
  • Demonstrated understanding of the connection of the level of service provided being directly correlated to driving sales volume
  • Can be flexible to work weekends and or extended hours as needed to serve clients Desired Skills and Experience
  • Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions.
  • Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities.

Compensation

  • https://careers.bankofamerica.com/en-us/pay-transparency
  • Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities.

Benefits

  • This role is currently benefits eligible.
  • We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.

Company info

  • Privacy Statement: https://careers.bankofamerica.com/en-us/privacy-notice At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
  • Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference.
  • At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
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This listing is sourced directly from Bank of America's careers page and normalized into a canonical job model.