Agwestfarmcredit

Credit Underwriter

Paso Robles, CA · Full-time

Sponsorship not specified$73k-$98kDetected 14 hours ago

AccountingValuationResearchUnderwriting

About the role

This full-time position reports to the VP, Credit and provides sound, constructive, credit and related services, typically supporting average to above average loan portfolios involving simple to moderately complex credits.
This helps us evaluate job applicants for hiring opportunities, and, communicate with them.
To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied.

Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations.
Complete farm visits, collateral inspections and document observations. This requires transportation to and from the operation, visually inspecting the condition and valuation of loan collateral.
Establish rapport with and develop/maintain confidence of customers and prospective customers.
Perform credit investigations on applicants including public record searches, credit bureau reports, employment and income verification and asset and liability verification.
Effectively work with customers and collaborate with other AgWest teams to make referrals and cross-sell products, to meet customer needs.
Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.

Generally, requires 1-2 years accounting or financial industry experience
Ability to market, sell, and effectively negotiate terms on AgWest products, including loan programs, interest rate programs, and financially related services, both verbally and in writing
Knowledge of appraisal techniques and principles
Thorough knowledge of credit classifications and sound loan administration practices
Minimum Qualifications

Medical, dental, and vision insurance
The listed compensation and benefits information is accurate as of the posting date.
AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law.
Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands.

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States.
AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society.
We serve customers in 59 locations throughout the West.
We are in search of a Credit Underwriter II or Credit Underwriter III (internally known as Credit Analyst) to join our California Lending and Insurance department in Paso Robles, California.
Compensation Information
You will be presented with a voluntary self-identification form as part of this application; we wanted you to know why we collect this information and what we do with it.

This listing is sourced directly from Agwestfarmcredit's careers page and normalized into a canonical job model.