Splash Financial
Mortgage Loan Officer
Cleveland, Ohio · Junior
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odds of building a lasting career here
Thin sponsorship signal and lottery-bound (~15% per draw). A low-probability bet with your clock running. Prioritize cap-exempt roles and proven entry-level sponsors first.
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Personalize to your clock →H-1B wage level
the lottery is wage-weighted — each level is one more entry
The bottom of this range ($32,300) is below the Level I prevailing wage of $44,595. An H-1B cannot be filed below the prevailing wage, so an offer at the floor of this band could not be sponsored as posted.
DOL prevailing wage, 2026-27 wage year · Loan Officers (13-2072) · Cleveland, OH. Wage level is derived by USCIS from the offered wage, occupation and worksite; the occupation shown is inferred from the job title.
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About the role
- Splash Financial is seeking a motivated and customer-obsessed Mortgage Loan Officer (MLO) to join our growing Lending team.
- In this role, you'll serve as a trusted advisor to borrowers, guiding them through the mortgage process with empathy, clarity, and confidence.
- You'll play a key role in helping our customers achieve their financial goals while delivering an exceptional experience that reflects Splash's values.
Responsibilities
- Build and maintain strong relationships with borrowers, offering consistent and clear communication throughout their journey.
- Collaborate with underwriting and processing teams to ensure timely and accurate loan closings.
- Tech-savvy and comfortable using digital tools to manage leads, documentation, and customer interactions.
- Right now, we're focused on building financial technologies that fundamentally transform how the industry lends.
- Own It - We take full accountability and follow through on commitments.
Requirements
- 1+ years of experience in residential mortgage lending with a track record of meeting or exceeding performance goals.
- Active NMLS license with the ability to obtain the Ohio endorsement post-hire.
- Strong knowledge of mortgage products, regulatory requirements, and loan processing workflows.
Skills
- Contribute feedback to help refine and improve Splash's mortgage processes, tools, and customer experience.
- Excellent interpersonal and communication skills, with a customer-first mindset.
- Final compensation will be determined by factors such as location, experience, and skill level.
Compensation
- The base pay range for this role is $32.30 to $40.05 per hour, based on market data and internal compensation practices. Final compensation will be determined by factors such as location, experience, and skill level.
- Competitive salary packages
Benefits
- great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected - even from afar.
Company info
- The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world.
- So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.
- Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US.
- And we've been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology.
- And we've raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.
- But at our core, we're still that little company from Cleveland with a big dream: to make people more powerful than their debt and we're just getting started..
- Splash is remote-first, and proud of it - though our collections team works in-person at our Arizona location.
- We spend our days simplifying financial products and getting them into the hands of people who need them most.
- Although Splash has been around since 2013, we still operate like a startup - fast-paced, nimble, and full of heart.
- We're good people who care deeply about doing meaningful work and we approach challenges with creativity, passion, and urgency.
- And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected - even from afar.
- At Splash, everything we do is guided by our values:
Equal opportunity
- Splash is an equal opportunity employer.
This listing is sourced directly from Splash Financial's careers page and normalized into a canonical job model.