Mission Lane
Director of Data Science, Credit
Remote, United States · Director · Full-time
Sponsorship not specified$184k-$219kDetected 10 days ago
PythonGCPKubernetesMachine Learningscikit-learnNumPyAirflowData EngineeringData ScienceLeadershipCollaborationMentoringUnderwriting
Stay score
odds of building a lasting career here
59Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role80
Entry-level history0
PERM / green-card track0
Lottery odds (Level IV)94
Fits your clock70
Sponsors, but it's cap-subject — you still face the weighted lottery (~61% per draw at Level IV). Good if you win; have a cap-exempt backup on your list.
Lottery odds assume a STEM candidate.
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About the role
- By attracting top talent and leveraging cutting-edge technology, we're enabling people to unlock real financial progress.
- Keeping every decision accurate and fair as circumstances shift makes this work interesting and rewarding, every day.
- Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role.
Responsibilities
- You've made predictions where the outcome doesn't show up for a year or more, and you build in the discipline that requires, including practicing sound model risk management.
- You partner naturally with people outside data science, translating technical trade-offs into decisions the business can act on.
- By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member.
Requirements
- Has a PhD in a quantitative field and 5+ years of experience in a related role, or a BS/MS in a quantitative field and 8+ years of experience in a related role
- You can mentor and raise the technical bar for experienced data scientists without needing to be the smartest person in every room.
Nice to have
- Direct experience in consumer lending
- credit card acquisitions, specifically
- Familiarity with Mission Lane's broader ML tooling ecosystem, including Chalk, BentoML, or DVC
- Experience partnering directly with executive leadership on modeling strategy
- About Mission Lane:
- It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn't have access to a clear line of credit.
- Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all.
- We decided this just wouldn't do.
Skills
- Model risk and monitoring practices that keep acquisition models compliant, explainable, and accurate as underwriting conditions change
- A growing scope as acquisitions-adjacent growth initiatives roll into the team, giving you room to shape how the function expands
Compensation
- Annual full-time starting base salary range: $184,000 - $219,000
- This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs.
- Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role.
Company info
- About Mission Lane: Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.
- We're looking for team members who share our dedication to transparency and truth.
- Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia.
Equal opportunity
- Mission Lane is an equal opportunity employer.
- Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com.
- equal opportunity employer.
Visa & Work Authorization
- In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people workin
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This listing is sourced directly from Mission Lane's careers page and normalized into a canonical job model.