Northwest Bank

Northwest Bank

Credit Analyst III - Equipment Finance

Columbus, OH · Mid

Sponsorship not specifiedDetected 19 days ago
NegotiationFinancial AnalysisAccountingCommunicationUnderwriting

About the role

  • The Credit Analyst III will be focused on completing credit memos representing new money requests to new and existing Borrowers.
  • The Credit Analyst III - Equipment Finance will be assigned credits representing higher aggregate exposure and/or complex credits.

Nice to have

  • Prepare timely, high quality credit analysis and recommendations that accurately and thoroughly evaluate the strengths and weaknesses associated with credit actions.
  • Engage in the Opportunity Memo process, assessing the strengths and weaknesses of credits and finalizing Opportunity Memos for presentation.
  • Actively participate on OM calls.
  • Effectively analyze financial statements and related data, industry risk, loan structure and market conditions to assess the overall creditworthiness and repayment ability of borrowers.
  • Utilize financial spreading software as well as other financial analysis tools to evaluate borrower's cash flow and determine adequacy of the borrower's primary and secondary repayment sources.
  • Work within the guidance of the credit approval team to recommend appropriate credit structuring, documentation, and risk controls on credit requests.
  • Assist in determining the appropriate level of underwriting and due diligence for the credit's risk for credit.
  • Complete underwriting tasks within expected service level and turnaround times.

Compensation

  • The Credit Analyst III - Equipment Finance will also support the Portfolio Management team by completing annual reviews, renewals, change memos and modifications.

This listing is sourced directly from Northwest Bank's careers page and normalized into a canonical job model.