USAA
Bank Credit Risk Analyst Lead - Retail Banking
Tampa, FL · Senior Level
No sponsorship$165k-$315kDetected 32 days ago
SQLData AnalysisNLPLLMsStatisticsFinancial ModelingFinancial AnalysisExcelSASResearchLeadershipCommunicationCritical ThinkingMentoringMicrosoft OfficeFinancial ReportingUnderwriting
About the role
- We offer a flexible work environment that requires an individual to be in the office 4 days per week.
- This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL.
- Relocation assistance is not available for this position.
Responsibilities
- Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
- Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership.
- Leads the analysis of internal and external scores/data for use in identifying first party fraud.
- Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development.
- Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems.
- Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
- Leads the design and execution of complex financial risk sensitivity analysis.
- Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended.
- Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.
- Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results.
Requirements
- Bachelor's degree
- Strong understanding of banking regulations, risk and/or compliance.
- Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions.
- Experience coaching and guiding peers on analytics, and/or risk management.
- Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
- Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data.
Compensation
- The salary range for this position is: $164,780 - $314,960.
- USAA does not provide visa sponsorship for this role.
- Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
- USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive.
- You are paid within the salary range based on your experience and market data of the position.
- The actual salary for this role may vary by location.
Benefits
- Additionally, our career path planning and continuing education assists employees with their professional goals.
- For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
- Bachelor's degree; OR 4 years of relevant education and/or experience.
Equal opportunity
- USAA is an Equal Opportunity Employer.
- All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Visa & Work Authorization
- USAA does not provide visa sponsorship for this role
This listing is sourced directly from USAA's careers page and normalized into a canonical job model.