Affirm
Analytics Lead, Full Stack
Remote US
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About the role
- Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
- The Risk & Analytics team makes crucial decisions that direct Affirm's business strategy.
- We take ownership of the entire analytical lifecycle, from initial question to final business decision, ensuring Affirm grows efficiently and intelligently.
Responsibilities
- Own and prioritize the analytics portfolio for a significant product or business area, operating with a business owner mindset to define success, identify investment opportunities, recommend actions, and measure impact across customer experience, growth, risk, and profitability.
- Lead complex analyses that balance growth, credit performance, customer experience, and unit economics.
- Tackle ambiguous problems by identifying the core hypotheses and designing actionable experiments to validate product-market fit and economic viability.
- Lead through influence across Product, Engineering, Finance, and Revenue, building alignment around important decisions without formal authority.
- Build scalable data models, metrics, dashboards, and AI-assisted analytical workflows that improve access to trusted insights while maintaining rigorous validation, reproducibility, and data governance.
- Raise the impact of the analytics organization by mentoring analysts and developing reusable analytical practices and tools.
- The ability to perform complex analyses and translate the results into clear, actionable business recommendations.
- The ability to independently prioritize a roadmap, manage multiple workstreams, and mentor other analysts.
Requirements
- You should combine exceptional problem-solving and analytical skills with a general manager mindset, strong cross-functional leadership, and deep knowledge of the lending and/or payments space.
- Strong understanding of the consumer lending and credit industry, including lending economics, portfolio performance, and credit metrics.
- 6 or more years of experience in a cross-functional analytical role, with demonstrated impact on significant product, risk, or business decisions.
- Advanced SQL and Python skills, including statistical analysis, experimental design, and practical experience with A/B testing.
- Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.
Nice to have
- A bachelor's degree in a quantitatively rigorous field-or equivalent practical experience.
- An advanced degree is a plus.
Compensation
- Employees new to Affirm typically come in at the start of the pay range.
- USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
- USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Benefits
- Equity Grade - 8
- In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
- We're extremely proud to offer competitive benefits that are anchored to our core value of people come first.
This listing is sourced directly from Affirm's careers page and normalized into a canonical job model.