Axos Bank
FVP, CRE Underwriter
HQ - San Diego, CA · Senior · Contract
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About the role
- Axos Bank Target Range: $125,000.00/Yr. - $175,000.00/Yr.
- Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
- About This Job The First Vice President (FVP), CRE Underwriter is a senior-level credit professional responsible for leading the underwriting, structuring, and risk assessment of complex commercial real estate (CRE) loan transactions.
Responsibilities
- Performs complex financial or collateral analyses including modeling or projections analyses
- Manages analysts through the underwriting process (CAM, Diligence)
- Prepares term sheets and review loan documents through underwriting process
- Trains and develops analysts to constantly improve
- Leads group adherence to management framework and compliance with all audit/review needs, including: OCC, BDO, Internal Audit, ICR, and SOX review
- Manages analysts through the underwriting process (CAM, Diligence); prepares and review CAMs and PICs before submission; keeps track of all other items and tasks necessary to close a loan
- Prepares term sheets and review loan documents through underwriting process; coordinates boarding process with additional bank units
- This role partners closely with Relationship Managers, Credit Officers, and senior leadership to assess creditworthiness, prepare detailed credit approval packages, and ensure that transactions align with the bank's credit policy and risk appetite.
Requirements
- 7+ years of commercial real estate underwriting experience in a banking, financial services, or institutional lending environment
- Strong analytical and credit risk assessment skills, with deep knowledge of real estate valuation, cash flow modeling, and loan structuring
- Excellent written and verbal communication skills, with the ability to distill complex credit matters into concise and persuasive presentations
- Bachelor's degree in Finance, Real Estate, Accounting, Economics, or related field; MBA or relevant professional certification (e.g., CFA, CCIM) preferred
- Ability to manage multiple priorities in a fast-paced environment while maintaining high attention to detail
- Medical, Dental, Vision, and Life Insurance
- Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
Nice to have
- Bachelor's degree in Finance, Real Estate, Accounting, Economics, or related field
- MBA or relevant professional certification (e.g., CFA, CCIM) preferred
Compensation
- $125,000.00/Yr. - $175,000.00/Yr.
- Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
- Eligible for an Annual Discretionary Cash Bonus Target:
- Eligible for an Annual Discretionary Restricted Stock Units Bonus Target:
Company info
- We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Equal opportunity
- Axos is an Equal Opportunity employer.
- We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
- Job Functions and Work Environment:
- While performing the duties of this position, the employee is required to sit for extended periods of time.
Visa & Work Authorization
- related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, g
This listing is sourced directly from Axos Bank's careers page and normalized into a canonical job model.