Idbny
Portfolio Manager - Middle Markets C+I
Aventura, Florida, United States
Sponsorship not specifiedDetected 34 days ago
Financial AnalysisHRLeadershipUnderwriting
About the role
- Portfolio Manager (PM) Role Summary The Portfolio Manager (PM) is responsible for independent credit risk management and disciplined execution across the credit portfolio.
- Any employee who believes he or she needs an accommodation for any of the above reasons should contact their supervisor or a member of Human Resources to request such an accommodation.
Responsibilities
- Perform credit underwriting and analysis, including cash flow analysis, collateral assessment, covenant testing, and evaluation of borrower performance trends
- Lead the renewal process, ensuring timely execution through proactive portfolio and pipeline planning with line-of-business leadership
- Develop proposed renewal structures, including pricing and term sheets, and perform detailed financial analysis and amortization modeling
- Prepare clear and comprehensive credit memoranda to support renewals, modifications, and approval decisions
- Provide credit inputs and support for internal and external audits, examinations, and governance reviews
Requirements
- Strong credit judgment and risk acumen, with the ability to proactively identify emerging risk
- Proven end-to-end ownership and execution discipline across reviews, renewals, and modifications
- Demonstrated portfolio-level thinking and credit risk management discipline
- Advanced credit underwriting and financial analysis skills, including cash flow modeling and covenant analysis
- Effective stakeholder and borrower engagement skills with the ability to communicate complex credit concepts clearly
Skills
- A salary offer is determined on an individualized basis, taking into consideration factors such as an individual's skills and experience.
Compensation
- The expected annual salary for this position is between $110,000 and $145,000 at the start of employment.
- A salary offer is determined on an individualized basis, taking into consideration factors such as an individual's skills and experience.
- The Bank will make reasonable accommodations to the following employees to allow them to perform the essential functions of their position, except where doing so would result in undue hardship to the
- In addition to base salary, our total rewards package also includes eligibility for an annual bonus, medical, pharmacy, dental, and vision plans, life and disability insurance, employee wellness program, retirement and savings plans with employer contributions, generous holiday and paid time off schedules, parental leave, and tuition reimbursement.
- Additional Information
Company info
- We are operating on a Hybrid schedule.
Equal opportunity
- The Bank retains the ultimate discretion to choose the appropriate reasonable accommodation.
- Upon reaching a final determination at the conclusion of the cooperative dialogue, the Bank will provide the requesting individual with a written final determination identifying any accommodation granted or denied.
- All your information will be kept confidential according to EEO guidelines.
This listing is sourced directly from Idbny's careers page and normalized into a canonical job model.