Credit Genie

Senior Software Engineer, Trust Platform

New York, NY · Senior

Sponsorship not specifiedDetected 6 days ago

SwiftData ScienceLeadershipCollaboration

About the role

As a Senior Backend Engineer on the Trust Platform team, you'll play a pivotal role in shaping the systems that safeguard and personalize our financial products.
This is a rare chance to join a fast-growing fintech startup where your work will have a direct and meaningful impact on both the company and the financial well-being of our users.

Design, Build, and Scale - Own backend systems end-to-end, from architecture to deployment, building high-performance, secure, and reusable services that product teams rely on to manage risk and deliver consistent customer experiences.
Cross-Functional Collaboration - Partner with product, design, data science, and adjacent engineering teams to build trust and safety features that balance rigorous risk management with a seamless user experience.
Technical Leadership - Lead critical technical and design discussions across fraud detection, authentication, and customer data domains, driving best practices in system design, coding, testing, and DevOps.
Customer-Focused Innovation - Scope, build, and optimize intelligent services that protect users from fraud while ensuring every interaction feels secure, personalized, and trustworthy.
You'll design and build the core services that power fraud detection, authentication, decisioning, and customer data.
We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit.

5+ years of experience designing, building, and scaling high-performance backend systems in a fast-paced, high-growth environment.
Expertise in architecting and productionizing large-scale distributed systems.
Strong understanding of data privacy, compliance, and secure coding practices.
Experience with designing resilient and reliable systems that meet high security and regulatory standards.

Experience working with products related to lending, credit cards, payments, or other financial services.
Familiarity with mobile app ecosystems and financial technology
Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity.
Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.
Meal program available for both lunch and dinner
Life and accidental insurance
Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences.
If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience.

100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
Receive up to $100 per month in fitness reimbursement or enjoy a complimentary full membership to LifeTime Fitness or Equinox.
401(k) with a 3.5% match and immediate vesting
Pre-tax benefits, including a $1,000 HSA match
Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future.

Founded in 2019 by Ed Harycki https://www.linkedin.com/in/ed-harycki/, former Swift Capital Founder (acquired by PayPal in 2017 https://techcrunch.com/2017/08/10/paypal-acquires-swift-financial/).

This listing is sourced directly from Credit Genie's careers page and normalized into a canonical job model.