PayJoy

PayJoy

Product Manager - Lock Platform

San Francisco, CA · Senior

Sponsorship not specified$250k-$270kDetected 70 days ago
AndroidSQLMachine LearningData ScienceProduct ManagementResearchLeadershipCommunication

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odds of building a lasting career here

59Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role80
Entry-level history0
PERM / green-card track0
Lottery odds (Level IV)94
Fits your clock70

Sponsors, but it's cap-subject — you still face the weighted lottery (~61% per draw at Level IV). Good if you win; have a cap-exempt backup on your list.

Lottery odds assume a STEM candidate.

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Employer immigration record

from this employer's Department of Labor filings

Files H-1B transfers

3 transfer filings in the last year, covering 3 workers. Median labor-condition decision: 7 days. An employer that already files transfers is one that can take over an existing H-1B.

Sourced from Department of Labor LCA, PERM and prevailing-wage disclosure data. Employer matching is by name, so figures may be split across an employer's legal entities. Absence of a filing means none appears in our copy of the data, not that none exists.

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About the role

  • PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy's point-of-sale financing and card offerings,
  • customers gain access to a modern quality of life. PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable

Responsibilities

  • Own end-to-end delivery of lock platform initiatives - from problem definition through launch, post-launch iteration, and ongoing operational ownership.
  • Lead the lock reliability program - own the framework that prevents accidental locking incidents and ensures policy compliance across every new feature shipped.
  • Own device compatibility programs - track where PayJoy has gaps, launch new locking technology to close them, and ensure every device PayJoy finances meets the security bar.
  • Support new market and country launches - own the lock readiness checklist and ensure no new market goes live without meeting the bar.
  • Manage cross-functional execution with engineering, GTM, legal, OEM partners, and field teams - with proactive communication and clear ownership of timelines and deliverables.

Requirements

  • Experience with Android lock mechanisms, Knox, or device enrollment technologies.

Nice to have

  • PayJoy Lock is the core moat of PayJoy's business, a proprietary security stack running across the world's largest emerging market device fleet.
  • You will work alongside a team of engineers helping to increase PayJoy's lock strength, expand device selection, and reduce fraud and accidental locking across multiple emerging markets.
  • This role is based in our San Francisco office.
  • Execution & Delivery
  • Cross-Functional Leadership
  • Represent the lock platform in cross-functional forums
  • Review and synthesize competitive intelligence from field analysts and in-market research to inform roadmap decisions.
  • Communicate progress proactively to leadership - status, risks, and decisions surface.

Compensation

  • $250k-$270k

Benefits

  • Drive lock security initiatives including OTA enforcement, device vulnerability reduction, and the systems that give leadership real-time visibility into platform health.

Company info

  • About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.
  • Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.
  • Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
  • We are an in-person team and expect this role to be in office

This listing is sourced directly from PayJoy's careers page and normalized into a canonical job model.