PayJoy
Product Manager - Lock Platform
San Francisco, CA · Senior
Stay score
odds of building a lasting career here
Sponsors, but it's cap-subject — you still face the weighted lottery (~61% per draw at Level IV). Good if you win; have a cap-exempt backup on your list.
Lottery odds assume a STEM candidate.
Personalize to your clock →Employer immigration record
from this employer's Department of Labor filings
Files H-1B transfers
Sourced from Department of Labor LCA, PERM and prevailing-wage disclosure data. Employer matching is by name, so figures may be split across an employer's legal entities. Absence of a filing means none appears in our copy of the data, not that none exists.
Community outcomes
No reports yet — be the first to help the next applicant.
About the role
- PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy's point-of-sale financing and card offerings,
- customers gain access to a modern quality of life. PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable
Responsibilities
- Own end-to-end delivery of lock platform initiatives - from problem definition through launch, post-launch iteration, and ongoing operational ownership.
- Lead the lock reliability program - own the framework that prevents accidental locking incidents and ensures policy compliance across every new feature shipped.
- Own device compatibility programs - track where PayJoy has gaps, launch new locking technology to close them, and ensure every device PayJoy finances meets the security bar.
- Support new market and country launches - own the lock readiness checklist and ensure no new market goes live without meeting the bar.
- Manage cross-functional execution with engineering, GTM, legal, OEM partners, and field teams - with proactive communication and clear ownership of timelines and deliverables.
Requirements
- Experience with Android lock mechanisms, Knox, or device enrollment technologies.
Nice to have
- PayJoy Lock is the core moat of PayJoy's business, a proprietary security stack running across the world's largest emerging market device fleet.
- You will work alongside a team of engineers helping to increase PayJoy's lock strength, expand device selection, and reduce fraud and accidental locking across multiple emerging markets.
- This role is based in our San Francisco office.
- Execution & Delivery
- Cross-Functional Leadership
- Represent the lock platform in cross-functional forums
- Review and synthesize competitive intelligence from field analysts and in-market research to inform roadmap decisions.
- Communicate progress proactively to leadership - status, risks, and decisions surface.
Compensation
- $250k-$270k
Benefits
- Drive lock security initiatives including OTA enforcement, device vulnerability reduction, and the systems that give leadership real-time visibility into platform health.
Company info
- About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.
- Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.
- Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
- We are an in-person team and expect this role to be in office
This listing is sourced directly from PayJoy's careers page and normalized into a canonical job model.