Fairstone
Credit Adjudicator
Toronto, Ontario · Full-time
Sponsorship not specified$23k-$27kDetected 13 days ago
Customer SupportCommunicationMicrosoft OfficeUnderwriting
About the role
- Review and adjudicate vehicle loan applications by assessing an applicants' creditworthiness based on credit history, income and employment, and collateral valuation.
- Ensure loan applications are assessed accurately and timely in a fast-paced environment.
- Closely follow credit policy rules to ensure risk parameters are consistently followed.
Responsibilities
- Enjoy flexibility with our hybrid work model designed to support your lifestyle.
- Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
Requirements
- You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
- You are tech-savvy and know your way through Microsoft Office Suite and Outlook
- You must be available to work all shifts mentioned in the job description.
- You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry
- schedules are completed 6 months in advance and our team is very accommodating with switching when required with notice.
Nice to have
- https://www.linkedin.com/company/fairstone/mycompany/
- If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.
- Fairstone is an equal opportunity employer.
- Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities.
Skills
- Education Assistance Program and Fairstone Academy for training and skill development.
- Verbal and written communication skills in French and English
Compensation
- Expected base hourly rate range of $23.07- $27.18 plus the opportunity to earn an annual incentive bonus tied to performance.
Benefits
- Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
- Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
- Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
- Family Support: Parental leave top-up program to help you during life's big moments.
- Expected base hourly rate range of $23.07- $27.18 plus the opportunity to earn an annual incentive bonus tied to performance.
- Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
- On-Site Fitness: Gym access at our London and Montreal offices.
Company info
- Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.
- Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.
- Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners' growth. With a diverse suite of products-residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending-we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.
- Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada's leading alternative lending bank.
- Over the years, our brand family has grown.
- In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.
- Together, we are the leading alternative lending bank in Canada.
- We have the collective experience and expertise to better serve our customers and foster our partners' growth.
- With a diverse suite of products-residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending-we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.
- Eden Park: Eden Park Inc. ("EdenPark") is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars.
- Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast.
- Join Eden Park as a Credit Adjudicator reporting to Sherman Somera, and be part of our talented and growing team!
- We're proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal's Top Employers 2025 by Canada's Top 100 Employers.
- For more information on who we are as an employer click here.
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This listing is sourced directly from Fairstone's careers page and normalized into a canonical job model.