splitit
Credit Officer & Head of Risk
Atlanta, Georgia
Sponsorship not specifiedDetected 16 days ago
Public SpeakingUnderwriting
About the role
- Today consumers want control of how they pay for the things they want and need.
- That keeps money in the hands of shoppers to use as they want.
Responsibilities
- To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while maintaining independence.
- Lead the consumer credit and risk oversight function across our consumer lending products and industry segments, including portfolio risk management, evaluation of credit and financial performance.
- Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.
- Experience leading a risk function. This must include an understanding of building and operating risk frameworks that deliver transparent, well-understood risk policies for stakeholders.
- This must include an understanding of building and operating risk frameworks that deliver transparent, well-understood risk policies for stakeholders.
- A track record as an established leader who is equally strategic as they are tactical, and of the stature to build a peer relationship with stakeholders.
- This will enable them to build a fully functionalized model for robust and transparent credit and risk leadership.
Requirements
- 10+ years of experience in financial services and credit risk management, with emphasis on unsecured, state-regulated consumer lending.
- Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management.
- Experience leading a risk function.
- Ability to assess, review, and analyze current credit strategy and exposure limits/thresholds to ensure alignment to company risk appetite.
- Performs other related duties as required.
Benefits
- Our vision is to help consumers responsibly enrich their lives by leveraging the credit they've already earned in a new and impactful way.
- Diversity, Equity, and Inclusion are not just about metrics for us.
Company info
- Our culture is an environment of innovation, inspiration, and open communication.
- We live by the following values: Unique Perspective.
- Unwavering Courage.
- Bold Determination.
- Deliver Impact.
- Our values aren't words we post on the wall- they make up the essence of who we are and how we make business decisions.
- They also shape the way we hire- so if you work with us, you will likely embody these too.
- At Splitit, we understand that we're strongest when we can be different together.
- We strive to build teams as diverse as our markets and celebrate differences in background and perspective.
Equal opportunity
- Please contact us to request accommodation.
- equal opportunity employer, meaning all applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.
Apply directly at splitit →Create a free account for alerts like thisView splitit immigration profile
This listing is sourced directly from splitit's careers page and normalized into a canonical job model.