UMB Bank

Portfolio Mgr Senior-Commercial

Kansas City MO · Senior

Sponsorship not specified$141k-$208kDetected 6 days ago

AccountingExcelCustomer SupportCommunicationUnderwriting

About the role

As the leading line of business, UMB's bottom line is directly impacted by the growth of our Commercial & Industrial loan portfolio.
Portfolio Manager is responsible for assisting loan officers in the portfolio management activities (generally largest and most complex loans).

Partner with loan officers to effectively administer the management of assigned commercial banking relationships.
Perform credit underwriting duties for existing/prospective client relationships, which may include but are not limited to the following: perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, complete credit packages for credit committee approval (new business/reaffirmations) submission.
Preparation of underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request.
Establish protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions.
Fully analyze and confirm borrowing base and financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews.
Demonstrates ability to interpret policies/procedures, loan contracts, and understanding of credit reports, financial statements and loan documents.
You'll be valued for exactly who you are and encouraged to support causes you care about.
Recognize and manage early warning signs for the portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reporting requirements, either monthly, quarterly or annually.

Bachelor's degree in Business, Accounting, Finance or related fields.
5+ years commercial banking experience including credit underwriting.
Demonstrates strong knowledge of bank products, services, and bank operations.
Demonstrates ability to be self-starter, show initiative, and transfer knowledge to less experienced peers.
Demonstrates strong proficiency in Word, Excel, PowerPoint.
Demonstrates knowledge of commercial lending software.
File all required reports, and resolve all related issues in a timely and efficient manner.

8 years commercial banking experience including credit underwriting.
Ability to prospect and network at various levels within a company.
This position was posted on 07/16/2026.
The application deadline for this position is 45 days from the posting date unless filled earlier.
Product training.

$141,354 - $207,900
The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.

Bonus points if:
Please see the description of benefits included with this job posting for additional information.
Benefit offerings and eligibility requirements vary.

Provide recurring customer service to existing and prospective clients, which includes direct contact with customers either through participation in joint sales calls with loan officers or direct correspondence with clients and perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times.

If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

This listing is sourced directly from UMB Bank's careers page and normalized into a canonical job model.