Vantaca

Vantaca

Engineering Manager, Banking as a Service (BaaS)

Wilmington, USA

Sponsorship not specifiedDetected 43 days ago
RailsDistributed SystemsAzureAPI DevelopmentKafkaIncident ResponseAccount ManagementAccountingValuationCustomer SuccessLeadership

About the role

  • About Vantaca Powered by AI, Vantaca's vision is big!
  • Our proactive AI capabilities don't just report on what happened; they predict what's coming and recommend what to do next.
  • If you've shipped event-driven payment systems at companies like Stripe, Modern Treasury, Increase, or Meow, or aspire to bring that caliber of engineering rigor to a high-growth vertical SaaS, this role was written for you.

Responsibilities

  • you'll shape how Vantaca connects to banking partners, define the API contracts that downstream teams and clients build on, and ensure every dollar we move is compliant, traceable, and reliable.
  • What You'll Own Banking Infrastructure & Compliance Lead engineering for Vantaca's BaaS layer, including outgoing ACH/transfers, incoming bank file ingestion, per-association account management, and real-time event processing.
  • Ensure all systems meet NACHA operational rules, bank partner contractual obligations, and emerging regulatory requirements for embedded banking.
  • Partner with compliance, legal, and BaaS providers to operationalize controls into the platform rather than bolting them on afterward.
  • Own incident response and root cause analysis for any payment or banking system failures.
  • Event-Driven Architecture Design and evolve the event-driven architecture underpinning BaaS, from bank file arrival through ledger reconciliation and downstream notification.
  • Drive reliability, idempotency, and observability standards across async payment flows; build for fault tolerance in a domain where errors have financial consequences.
  • API Design & Developer Experience Own the design and versioning of BaaS-facing APIs consumed by internal teams, partner integrations, and client-facing surfaces.
  • We challenge the status quo and push technical boundaries to create meaningful change.
  • Why You Should Join Our Team AI-First Product Culture - Build the intelligent infrastructure that powers AI innovation at scale Our eNPS is +68! (Google it, that is great)

Nice to have

  • Work closely with Product and Customer Success to reduce time-to-live for new banking clients without sacrificing compliance.
  • Operate within Vantaca's Spec-Driven Development (SDD) framework - driving specs before sprints and leveraging AI-assisted development practices across the team.
  • contribute to org-wide engineering culture and standards.
  • Requirements 3-5 years of people management experience leading backend engineering teams in a product company.
  • Experience shipping or operating systems that process financial transactions, ideally ACH, wire, or real-time payments.
  • NACHA rules, AML/BSA basics, Reg E, and how compliance requirements translate into engineering controls.
  • Proven track record of defining and evolving external or internal APIs with a developer-first mindset.
  • Preferred Hands-on experience with BaaS platforms or sponsor bank integrations (e.g., Column, Increase, Unit, Sila, or similar).

Skills

  • Likes change and enjoys finding new ways to improve their knowledge and the platform.

Company info

  • Notices platform problems and takes personal action to solve them.
  • Takes ownership of platform performance, reliability, and the success of internal customers building on the platform.
  • Regularly talks to internal customers (product teams, engineers), taking personal responsibility to understand what they need from the platform, address infrastructure concerns, and make their development experience better with improved platform capabilities.
  • We're past early-stage chaos and squarely in the phase of building durable, scalable systems that will power thousands of associations and millions of homeowners We're looking for an Engineering Manager to own and grow the BaaS pod.
  • You won't be maintaining a legacy payments layer, you'll be architecting a greenfield banking platform with modern tooling, real banking partners, and a tight product loop with customers who care deeply about where their money goes.
  • We act with urgency and purpose, knowing that platform innovation drives our AI-native product success.
  • We are the leading AI-native community management performance platform that enables owners and operators, community management teams, boards and associations to work smarter, faster, and with unprecedented insight.

Visa & Work Authorization

  • Preferred Hands-on experience with BaaS platforms or sponsor bank integrations (e
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This listing is sourced directly from Vantaca's careers page and normalized into a canonical job model.