TheGuarantors
Lead Product Manager, Payments
New York, NY
Sponsorship not specified$220k-$240kDetected 42 days ago
Product ManagementProduct StrategyFinancial AnalysisAccountingAR/VRCommunicationFinancial ReportingAccounts PayableUnderwriting
About the role
- Today, many of our accounts receivable, accounts payable, invoicing, reconciliation, and commission workflows are manual, spreadsheet-driven, or not fully integrated into our core product and accounting systems.
- This is a highly cross-functional role for someone who can operate in ambiguity, understand complex money movement workflows, and translate messy operational processes into clean product systems.
Responsibilities
- Prioritize across consumer AR, B2B AR, AP, claims payouts, broker commissions, partner payments, and operational tooling.
- Own product capabilities that support consumer payment collection for surety bonds and related products.
- Partner with stakeholders to define eligibility logic for automated indemnification and related account-level controls.
- Support AR needs across multiple product lines, including surety and brokered insurance products such as HO-4 renters insurance.
- Build capabilities for broker commissions, channel partner payments, marketing partner payments, and other complex payout workflows.
- Partner closely with finance and accounting to define requirements for reconciliation, reporting, journal entries, settlement tracking, payment status, and auditability.
- Work with engineering to design scalable systems that support complex edge cases without creating unnecessary operational burden.
- how we collect, move, track, reconcile, and report money across our consumer, business, partner, broker, and property management relationships.
- This role will lead the effort to turn those workflows into scalable, auditable, well-integrated product capabilities.
- You will also help define the systems, data models, controls, and integrations needed to support accurate financial reporting, operational efficiency, and scalable growth across multiple insurance and surety products.
Requirements
- Strong systems thinking and ability to break down complex workflows into scalable product capabilities.
- Demonstrated ability to work closely with finance, accounting, operations, engineering, legal, compliance, and go-to-market teams.
- Ability to define clear product requirements in ambiguous, high-complexity environments.
- Strong prioritization judgment and ability to balance operational urgency with long-term platform strategy.
Compensation
- $220k-$240k
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