Upgrade Inc.

Upgrade Inc.

Director, Card Growth & Risk Initiatives

San Francisco; Wilmington · Director

Sponsorship not specified$190k-$220kDetected 6 days ago
PythonSQLOutbound SalesExcelRecruitingCustomer SupportLeadershipCommunicationCollaborationUnderwriting

About the role

  • This role will be based in our Wilmington or San Francisco office in a hybrid capacity.
  • o Expand into new customer segments with customized approaches
  • such as credit line marketing to prospective customers

Responsibilities

  • Provide credit risk leadership, policy design, and support to launch prioritized strategic initiatives, such as (but not limited to)
  • o Enable / support marketing initiatives with credit risk interactions,
  • Develop a forward-looking agenda to deliver continued growth and influence the organization to rally behind it
  • Evaluate opportunities, propose tests, and build business cases to unlock future card growth
  • Combine test results, internal and external market data, and business judgement to deliver responsible growth
  • Test cash flow underwriting use-cases, evaluate business case to deploy at scale, and develop policies to unlock growth
  • Develop and enhance Intentional Credit Misuse / Synthetic U/W defenses
  • Partner cross-functionally to implement and scale
  • Work is performed indoors in a fast-paced environment that requires the ability to manage multiple priorities and meet established workflows, schedules, and service expectations.
  • Employees regularly input, retrieve, and exchange information accurately using digital systems and applications to support operational and customer service objectives.

Nice to have

  • 7+ years of experience in consumer finance, consulting, or other data-driven backgrounds
  • Deep experience with consumer lending / credit risk, particularly in credit cards
  • Data-driven and independent problem solver
  • Strong communicator with a knack for identifying the business intuition behind complexity
  • Comfort with solving white-space problems and identifying reasonable paths in the face of ambiguity
  • Strong proficiency in SQL, Excel (Python is a plus)

Compensation

  • Competitive salary and stock option plan

Benefits

  • Competitive salary and stock option plan
  • Paid coverage of medical, dental and vision insurance
  • Paid parental leave
  • Health & wellness initiatives
  • The compensation range of this position is USD $190,000 - 220,000 annually plus equity and benefits.

This listing is sourced directly from Upgrade Inc.'s careers page and normalized into a canonical job model.