Upgrade Inc.
Director, Card Growth & Risk Initiatives
San Francisco; Wilmington · Director
Sponsorship not specified$190k-$220kDetected 6 days ago
PythonSQLOutbound SalesExcelRecruitingCustomer SupportLeadershipCommunicationCollaborationUnderwriting
About the role
- This role will be based in our Wilmington or San Francisco office in a hybrid capacity.
- o Expand into new customer segments with customized approaches
- such as credit line marketing to prospective customers
Responsibilities
- Provide credit risk leadership, policy design, and support to launch prioritized strategic initiatives, such as (but not limited to)
- o Enable / support marketing initiatives with credit risk interactions,
- Develop a forward-looking agenda to deliver continued growth and influence the organization to rally behind it
- Evaluate opportunities, propose tests, and build business cases to unlock future card growth
- Combine test results, internal and external market data, and business judgement to deliver responsible growth
- Test cash flow underwriting use-cases, evaluate business case to deploy at scale, and develop policies to unlock growth
- Develop and enhance Intentional Credit Misuse / Synthetic U/W defenses
- Partner cross-functionally to implement and scale
- Work is performed indoors in a fast-paced environment that requires the ability to manage multiple priorities and meet established workflows, schedules, and service expectations.
- Employees regularly input, retrieve, and exchange information accurately using digital systems and applications to support operational and customer service objectives.
Nice to have
- 7+ years of experience in consumer finance, consulting, or other data-driven backgrounds
- Deep experience with consumer lending / credit risk, particularly in credit cards
- Data-driven and independent problem solver
- Strong communicator with a knack for identifying the business intuition behind complexity
- Comfort with solving white-space problems and identifying reasonable paths in the face of ambiguity
- Strong proficiency in SQL, Excel (Python is a plus)
Compensation
- Competitive salary and stock option plan
Benefits
- Competitive salary and stock option plan
- Paid coverage of medical, dental and vision insurance
- Paid parental leave
- Health & wellness initiatives
- The compensation range of this position is USD $190,000 - 220,000 annually plus equity and benefits.
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This listing is sourced directly from Upgrade Inc.'s careers page and normalized into a canonical job model.