Santander

Santander

Senior Credit Risk Analyst - Auto Financing

Dallas · Senior · Full-time

No sponsorshipDetected 8 days ago
PythonSQLData AnalysisData VisualizationStatisticsAccountingExcelAuditingCommunicationTime ManagementMicrosoft OfficeInternal Audit

About the role

  • Analyzes credit risk trends across assigned portfolios and escalates emerging issues in accordance with company policy and procedures.
  • Researches emerging credit risks, market trends, and credit risk management best practices, and summarizes findings for the team.
  • Evaluates credit risk management contingency plans and existing controls, and recommends opportunities to improve effectiveness and reduce risk.

Responsibilities

  • Reviews identified credit risks, liabilities, and exposures, and partners with business lines to recommend mitigation strategies and follow-up actions.
  • Supports credit risk assessments by analyzing risk data, identifying plausible business and operational impacts, and maintaining accurate documentation.
  • You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver.

Requirements

  • 1+ years of experience in Risk Management, Credit Risk, Internal Audit, or a related field.
  • 1+ years of experience with SQL programming or equivalent programming language (i.e. Python), Power BI or similar data visualization and analytics tool.
  • Proficiency in Microsoft Office 365 Products, including Excel, PowerPoint, Word, Teams, and Outlook.
  • Ability to analyze risk and provide recommendations and resolutions to minimize exposure.
  • Ability to work independently as well as collaboratively within a team environment.
  • Ability to stay current on industry best practices, procedures, and techniques.
  • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Education
  • Bachelor's Degree or equivalent work experience in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field - Required.
  • 1+ years of experience in Risk Management, Credit Risk, Internal Audit, or a related field - Required.
  • 1+ years of experience with SQL programming or equivalent programming language (i.e. Python), Power BI or similar data visualization and analytics tool - Required.
  • Ability to work with large and complex datasets, perform data analysis and communicate insights and findings effectively - Required.
  • Strong quantitative capabilities and analytical skills, including an investigative mindset.
  • Strong written and verbal communication skills, including the ability to summarize, document, and communicate information clearly and concisely.
  • Ability to effectively communicate instructions, articulate issues, and document findings in a clear and concise manner.

Nice to have

  • Master's Degree in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field - Preferred.
  • Basic understanding of reporting, dashboarding and data visualization concepts - Preferred.
  • Familiarity with querying, validation and reconciling data from multiple sources - Preferred.

Compensation

  • $56,250.00 USD Maximum:
  • $107,500.00 USD
  • The base pay range for this position is posted below and represents the annualized salary range.
  • For hourly positions (non-exempt), the annual range is based on a 40-hour work week.
  • The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Benefits

  • Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.
  • Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Company info

  • Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization.
  • Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.
  • This is more than a strategic shift.
  • It's a chance for driven professionals to grow, learn, and make a real difference.
  • If you are interested in exploring the possibilities We Want to Talk to You!
  • We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
  • If this sounds like a role you are interested in, then please apply.
  • We are committed to providing an inclusive and accessible application process for all candidates.
  • If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Equal opportunity

  • At Santander, we value and respect differences in our workforce.
  • We actively encourage everyone to apply.
  • Santander is an equal opportunity employer.
  • All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Visa & Work Authorization

  • Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.
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This listing is sourced directly from Santander's careers page and normalized into a canonical job model.