Nymbus, Inc.
AI Product Builder - Payments
Remote - United States · Principal
Sponsorship not specifiedDetected 1 day ago
SwiftRailsAPI DevelopmentDesign SystemsProduct StrategyAccountingTest AutomationRadiologyCollaboration
About the role
- Nymbus (https://nymbus.com/) is not just a leader in fintech; we are a community of innovators passionate about reimagining banking. Our modern core platform and cloud based technology serve as the backbone for financial institutions eager to modernize and excel.
- Nymbus is building the next generation of fintech platforms and that requires a new kind of delivery leader. This role is the quality and release backbone of the squad — the person who ensures what gets built actually reaches production reliably, correctly, and on cadence. You will own delivery, validation, and operational readiness using AI-first
Responsibilities
- Design payment flows spanning initiation, validation, enrichment, authorization, routing, clearing, settlement, posting, notification, reconciliation, returns, reversals, disputes, and investigations.
- Design canonical payment models, transaction state machines, message transformations, lifecycle events, and exception taxonomies.
- Build with extensibility in mind so new rails, networks, message versions, clients, and payment use cases can be added without redesigning the underlying capabilities.
- Design and build capabilities for payment initiation, routing, orchestration, message validation, enrichment, transformation, and delivery.
- Design controls for idempotency, duplicate detection, sequencing, retries, timeouts, reversals, compensating actions, and replay.
- Define how the platform manages acknowledgments, network responses, status changes, rejects, returns, cancellations, and exception repair.
- Build APIs and event-driven interactions that expose clear, predictable payment behavior to internal and external consumers.
Requirements
- Define common payment concepts and patterns while preserving the scheme-specific behavior required by individual payment networks.
Nice to have
- You must understand how money moves-not only at the feature or requirements level, but at the system, message, transaction, settlement, and operational levels.
- You should be able to trace a payment from initiation through validation, routing, clearing, settlement, posting, reconciliation, and exception handling.
- You understand that the difficult parts of payments live in timeouts, duplicate messages, reversals, returns, cutoffs, partial failures, unavailable endpoints, liquidity constraints, and ambiguous transaction states.
- This is not a traditional product owner or requirements-writer role.
- You are the primary product maker and payments-domain builder within the squad.
- Hands-on software development experience is strongly preferred.
- The ideal candidate may have previously operated as a principal engineer, payments architect, payment-platform builder, technical product leader, or deeply technical payments operator.
Benefits
- Payments Vision and Domain Ownership
- Help define and execute the product vision for modern, extensible payment capabilities supporting multiple payment rails.
- Develop a cohesive vision for how payment capabilities should work together rather than treating each rail as an isolated integration.
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