Felix
Principal Analyst - Credit Risk
Washington, USA · Principal
Sponsorship not specifiedDetected 12 days ago
PythonSQLData EngineeringA/B TestingForecastingBudgetingProcurementCommunication
About the role
- As our Principal Analyst for Loss Mitigation & Forecasting, you will occupy one of the most vital strategic seats within the Consumer Lending business.
- You are not a regular reporter; you are the technical mastermind responsible for guarding our capital, forecasting portfolio losses, and optimizing how we recover capital from non-performing loans.
- This role requires an absolute expert in data autonomy who can bridge the gap between heavy math modeling and aggressive operations execution.
Responsibilities
- Architect and execute next-generation loss mitigation strategies to optimize collections, and recoveries for bad loans.
- Collaborate with the Data/Analytics Engineering team to build advanced collections models (e.g., propensity-to-pay scorecards) to optimize and prioritize resources for maximum recovery ROI.
- Build and own loss forecasting models(CECL methodology) establishing corporate capital resiliency measures.
- Formally manage and report on the organization's credit loss budget and operational capacity planning to the C-suite.
- Operating on the highest tier of our individual contributor (IC) track, you will design the data models, contact strategies, and predictive collections infrastructure that protect Félix's balance sheet.
- Predictive Collections Modeling: Collaborate with the Data/Analytics Engineering team to build advanced collections models (e.g., propensity-to-pay scorecards) to optimize and prioritize resources for maximum recovery ROI.
- Loss Forecasting & Resiliency: Build and own loss forecasting models(CECL methodology) establishing corporate capital resiliency measures.
- Budgeting & Capacity Planning: Formally manage and report on the organization's credit loss budget and operational capacity planning to the C-suite.
- About Us At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances.
- Joining Félix means you will be part of a team building a legacy, a company that will outlive us all.
Requirements
- 5+years of proven quantitative experience in Credit Risk Analytics, with a definitive specialization in Loss Mitigation, Collections Strategy, and Loss Forecasting/Provisioning.
Benefits
- This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination.
- This isn't just about the numbers; it's a testament to the trust our investors have in our vision and our team.
Company info
- At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances.
- Our core product is an AI-powered chatbot built on WhatsApp, allowing our users to send money home as easily as sending a text message.
- We leverage cutting-edge technology like AI, blockchain, and stablecoins to make cross-border payments faster, more affordable, and more accessible than ever before.
- We are a hyper-growth Series B company, backed by over $100 million in funding from top-tier global investors, including QED, Castle Island, Switch Ventures, HTwenty, Monashees, and General Catalyst Customer Value Fund.
- Additionally, Félix was selected as an "Endeavour Entrepreneur" and was a recipient of the CrossTech Fintech Startups Award.
- We are a group of extremely talented and dedicated high-performers, united by our shared obsession with a single goal: empowering our customers.
- We are all owners of Félix, driven by a bias for action and a true experimentation spirit to get shit done with urgency and focus.
- This is a rare opportunity to apply your skills to a deeply meaningful mission-serving a community that has been underserved for too long.
- We are a team that is fiercely loyal to each other, where radical transparency and constructive feedback are how we grow and push for excellence.
- We are bold, we care less about what others are doing, and more about creating sustainable value and a product that truly makes our users' lives better.
- We are building the future, today.
This listing is sourced directly from Felix's careers page and normalized into a canonical job model.