Ascent Developer Solutions

Ascent Developer Solutions

Senior Underwriter - Manufactured Housing

Encino, CA · Senior · Contract

Sponsorship not specified$150k-$175kDetected 126 days ago
Financial AnalysisValuationProcess ImprovementLeadershipCommunicationPublic SpeakingUnderwritingRisk Modeling

Stay score

odds of building a lasting career here

47Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role35
Entry-level history0
PERM / green-card track0
Lottery odds (Level IV)94
Fits your clock70

Sponsors, but it's cap-subject — you still face the weighted lottery (~61% per draw at Level IV). Good if you win; have a cap-exempt backup on your list.

Lottery odds assume a STEM candidate.

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Community outcomes

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About the role

  • The Senior Underwriter - Manufactured Housing Communities is responsible for evaluating, structuring, and presenting credit opportunities secured by manufactured housing communities and related real estate assets.
  • The position plays a critical role in maintaining portfolio quality while supporting strategic loan growth objectives.
  • The successful candidate will possess strong financial analysis skills, exceptional credit judgment, and a comprehensive understanding of MHC operations, market dynamics, infrastructure considerations, and sponsor execution risk.

Responsibilities

  • This individual will lead complex underwriting assignments, mentor junior team members, collaborate with originations and asset management teams, and serve as a trusted advisor to Credit Committee and executive leadership.
  • Review appraisals, environmental reports, engineering assessments, market studies, and other third-party due diligence materials to support credit decisions.
  • Support ongoing portfolio management activities by reviewing borrower reporting, monitoring covenant compliance, tracking occupancy and performance trends, and identifying emerging credit concerns.
  • Collaborate closely with Originations, Asset Management, Legal, Construction Risk, Capital Markets, and Servicing teams to facilitate efficient transaction execution and portfolio oversight.
  • At Ascent, we stand united in building a community where everyone is empowered to succeed.
  • Lead the underwriting and credit analysis of Manufactured Housing Community (MHC) lending opportunities, including acquisitions, refinances, bridge loans, recapitalizations, expansions, and value-add transactions.

Requirements

  • Minimum 7 years of commercial real estate underwriting experience.
  • Minimum 3 years underwriting Manufactured Housing Communities, Multifamily, Self Storage, or other operational real estate asset classes.
  • Strong knowledge of market trends, valuation methodologies, and operational performance metrics specific to the manufactured housing sector
  • Ability to analyze community-level financial statements, operating reports, and performance data.
  • Bachelor's degree in finance, business, or related field.
  • Entrepreneurial mindset with the ability to thrive in a fast-growing, collaborative environment.

Nice to have

  • Demonstrated experience working with, financing, managing, underwriting, acquiring, or evaluating manufactured housing communities preferred.

Skills

  • Your Skills and Experience

Compensation

  • Salary range is $150k-$175k per year, with a discretionary bonus adding up to 20% per year.

Benefits

  • We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance.
  • Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose.

Company info

  • Review underwriting work completed by junior team members to ensure consistency, accuracy, and adherence to company policies and procedures.

Equal opportunity

  • By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society.
  • equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society.

Visa & Work Authorization

  • Analyze borrower financial statements, tax returns, liquidity, net worth, contingent liabilities, and organizational structures to assess sponsor strength, repayment capacity, and overall creditworthiness.

This listing is sourced directly from Ascent Developer Solutions's careers page and normalized into a canonical job model.