FFB
Sr Commercial Relationship Manager
IN - Columbus - 3rd St · Senior
Sponsorship not specifiedDetected 30 days ago
Account ManagementBusiness DevelopmentCommunicationProblem SolvingOrganizational SkillsUnderwriting
About the role
- We do them in a way that is relevant to our clients.
- If you are interested and qualified for this role, we invite you to apply.
- The Relationship Manager ("RM") will handle multi-faceted relationships as you call on prospective and existing clients to generate loans, deposits, and fees for a geographic area.
Responsibilities
- Develops new and expands existing client relationships by initiating business development activities, proactively reviewing client's current and changing financial needs, and cross selling products and services.
- Grows and maintains a profitable book of business (loans and deposits) to achieve individual and market goals.
- Develops a comprehensive understanding of client's needs based on the review and analysis of personal and financial data.
Requirements
- Three (3) years of proven relationship/account management experience selling banking products in the appropriate segmentation required.
Nice to have
- Qualifies prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan requests.
- Prepares and oversees the completion of the loan approval requirements including careful underwriting of the loan so that the structure meets the needs of the borrower and the bank.
- Obtains appropriate approval for credit under consideration.
- Recommends and negotiates the terms under which the credit will be extended to include pricing fees, costs repayment method and schedule, collateral requirements, etc.
- Responsible for portfolio management including monitoring credit quality which includes past due credits, non-performing and credit exceptions, covenant compliance and credit exceptions of their active portfolio.
- Actively participates and represents First Financial Bank in various community, civic and professional organizations.
- Refers loans to loan committee for approval.
- Responsible for understanding clients' financial goals, provide credible advice and recommend products that fit their holistic needs.
Benefits
- We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing.
- Please review our Benefits Guide.
Company info
- We are an E-Verify Employer.
This listing is sourced directly from FFB's careers page and normalized into a canonical job model.