Ryansg
Binding Authority Underwriter- New Business Garage
Springfield - Missouri · Full-time
Sponsorship not specifiedDetected 4 days ago
CommunicationProblem SolvingOrganizational SkillsUnderwritingProperty & Casualty
About the role
- The Binding Authority Underwriter is responsible for managing and growing a portfolio of New Business Garage business by evaluating, selecting, pricing, and servicing insurance risks within established underwriting authority and carrier guidelines.
- Success in this role requires sound underwriting judgment, responsiveness, strong organizational skills, and the ability to independently review submissions, evaluate exposures, and make informed underwriting decisions.
Responsibilities
- Underwrite and manage Garage new business accounts in accordance with underwriting authority and carrier guidelines.
- Maintain accurate underwriting documentation and clearly document underwriting rationale within files and systems.
- Manage broker and agency relationships through responsive service and ongoing communication.
Requirements
- 2+ years of commercial insurance underwriting experience, preferably within Binding Authority, MGA, or Wholesale environments.
- Knowledge of commercial property and casualty insurance principles.
- Experience reviewing applications, loss runs, inspections, and supporting underwriting documentation.
- Ability to interpret and apply carrier underwriting guidelines.
- 3+ years of Binding Authority underwriting experience.
- Experience underwriting Garage operations, including repair shops, service operations, dealers, towing, or related risks.
- Experience working with carriers such as Colony Specialty, Atlanta Casualty, Core Specialty, or similar markets.
- Bachelor's degree in Business, Risk Management, Finance, Insurance, or a related field.
- Experience supporting both renewal retention and profitable new business growth initiatives.
- Required:
- Experience underwriting Garage business, including evaluating risks, coverage forms, and carrier guidelines.
- Strong analytical, organizational, and problem-solving skills.
- Excellent verbal and written communication skills.
- Ability to manage multiple priorities while maintaining accuracy and responsiveness.
- Preferred:
Compensation
- Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers' compensation, providing creative solutions to retail brokerage firms.
Benefits
- Determine appropriate classifications, exposures, coverage forms, endorsements, credits, and debits.
- Analyze risks and recommend coverage solutions that support profitability and long-term portfolio performance.
- Communicate underwriting decisions, quote terms, conditions, and coverage recommendations to agency partners.
- Collaborate with underwriting, operations, and carrier partners to address complex risks and coverage questions.
This listing is sourced directly from Ryansg's careers page and normalized into a canonical job model.