Ryan Specialty

Binding Authority Underwriter- New Business Garage

Springfield - Missouri · Full-time

Sponsorship not specifiedDetected 5 days ago

CommunicationProblem SolvingOrganizational SkillsUnderwritingProperty & Casualty

About the role

The Binding Authority Underwriter is responsible for managing and growing a portfolio of New Business Garage business by evaluating, selecting, pricing, and servicing insurance risks within established underwriting authority and carrier guidelines.
Success in this role requires sound underwriting judgment, responsiveness, strong organizational skills, and the ability to independently review submissions, evaluate exposures, and make informed underwriting decisions.

Underwrite and manage Garage new business accounts in accordance with underwriting authority and carrier guidelines.
Maintain accurate underwriting documentation and clearly document underwriting rationale within files and systems.
Manage broker and agency relationships through responsive service and ongoing communication.

2+ years of commercial insurance underwriting experience, preferably within Binding Authority, MGA, or Wholesale environments.
Knowledge of commercial property and casualty insurance principles.
Experience reviewing applications, loss runs, inspections, and supporting underwriting documentation.
Ability to interpret and apply carrier underwriting guidelines.
3+ years of Binding Authority underwriting experience.
Experience underwriting Garage operations, including repair shops, service operations, dealers, towing, or related risks.
Experience working with carriers such as Colony Specialty, Atlanta Casualty, Core Specialty, or similar markets.
Bachelor's degree in Business, Risk Management, Finance, Insurance, or a related field.
Experience supporting both renewal retention and profitable new business growth initiatives.
Required:
Experience underwriting Garage business, including evaluating risks, coverage forms, and carrier guidelines.
Strong analytical, organizational, and problem-solving skills.
Excellent verbal and written communication skills.
Ability to manage multiple priorities while maintaining accuracy and responsiveness.
Preferred:

Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers' compensation, providing creative solutions to retail brokerage firms.

Determine appropriate classifications, exposures, coverage forms, endorsements, credits, and debits.
Analyze risks and recommend coverage solutions that support profitability and long-term portfolio performance.
Communicate underwriting decisions, quote terms, conditions, and coverage recommendations to agency partners.
Collaborate with underwriting, operations, and carrier partners to address complex risks and coverage questions.

This listing is sourced directly from Ryan Specialty's careers page and normalized into a canonical job model.