ClarityPay

ClarityPay

Director / VP of Fraud

Atlanta · Vp

Sponsorship not specifiedDetected 72 days ago
PythonSQLMachine LearningData ScienceComplianceLeadershipCommunication

About the role

  • The Director of Fraud Risk is a critical leadership position responsible for protecting the integrity, assets, and reputation of the ClarityPay ecosystem.
  • You will be directly accountable for managing the company's fraud losses within defined risk appetite limits.

Responsibilities

  • Fraud Risk Strategy Ownership: Define, implement, and maintain the comprehensive enterprise-wide fraud risk management framework, policies, and standards (including prevention, detection, and response).
  • Identity & Authentication Strategy: Lead the strategic implementation of robust Know Your Customer (KYC), Identity Verification (IDV), and anti-Account Takeover (ATO) protocols, leveraging advanced data and encryption technology to enhance security without creating unnecessary user friction.
  • Channel and Partner Risk: Develop robust monitoring and surveillance systems for the 1,900+ merchants and various distribution channels served by ClarityPay to detect coordinated fraud rings, anomalous origination patterns, and merchant performance risk.
  • New Product Advisory: Provide subject matter expertise and proactive risk advisory support for all new product launches, services, and strategic projects, ensuring controls are built in from the ground up (Shift-Left Risk Management).
  • Develop robust monitoring and surveillance systems for the 1,900+ merchants and various distribution channels served by ClarityPay to detect coordinated fraud rings, anomalous origination patterns, and merchant performance risk.
  • Provide subject matter expertise and proactive risk advisory support for all new product launches, services, and strategic projects, ensuring controls are built in from the ground up (Shift-Left Risk Management).

Requirements

  • Strong analytical mindset with expert experience in SQL and proficiency with Python or R for large-scale data manipulation, exploratory analysis, and pattern detection.
  • Strong working knowledge of financial crime typologies and regulatory compliance requirements (e.g., related to KYC/AML) and industry best practices.
  • Exceptional communication and presentation skills, with a proven ability to influence stakeholders, negotiate cross-functionally (Product, Engineering, Finance), and mentor a team of analysts.
  • A passion for honest financial products and transparency, and a proven ability to uphold our value of pushing the envelope by taking smart, accountable risks to innovate our fraud detection capabilities.
  • Data Proficiency: Strong analytical mindset with expert experience in SQL and proficiency with Python or R for large-scale data manipulation, exploratory analysis, and pattern detection.

Benefits

  • Technical Acumen: Deep expertise in the technical tools used for fraud defense, including rules engines, device intelligence, consortium data, and machine learning models.

Company info

  • We give businesses and their customers peace of mind by solving complex credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver better outcomes, every time.
  • We're a fast-growing fintech empowering enterprise merchants with smarter, more adaptive pay-over-time solutions. From point-of-sale financing to "Buy Now, Pay Later" programs and loyalty integrated offers, we're building configurable credit tools that help businesses serve more of their customers.
  • We value teamwork, clarity of purpose, and rigorous attention to data to drive action. We balance speed and excellence to deliver an exceptional customer experience.
  • We're a fast-growing fintech empowering enterprise merchants with smarter, more adaptive pay-over-time solutions.
  • From point-of-sale financing to "Buy Now, Pay Later" programs and loyalty integrated offers, we're building configurable credit tools that help businesses serve more of their customers.
  • We value teamwork, clarity of purpose, and rigorous attention to data to drive action.
  • We balance speed and excellence to deliver an exceptional customer experience.
  • About the Role
  • You will own the end-to-end fraud management strategy, governance framework, and defense mechanisms across the customer lifecycle (from application/KYC to transactions and account servicing).
  • This role requires an exceptional blend of strategic thinking, deep technical knowledge of fraud detection models, and the ability to balance the need for industry-leading security with our promise of a seamless, easy, digital application experience for customers.
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This listing is sourced directly from ClarityPay's careers page and normalized into a canonical job model.