Silverton

Silverton

Senior Underwriter

Atlanta, GA · Senior

Sponsorship not specified$110k-$140kDetected 32 days ago
AuditingCustomer SupportCommunicationOrganizational SkillsInternal AuditUnderwriting

About the role

  • The Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product loans to determine credit worthiness of the borrower, assess risk to the Company, and ensure compliance with federal, state, and Company lending guidelines and regulations.
  • This role is responsible for providing consistency in credit quality and decisions, process flow, and customer service (both internal and external) when determining mortgage loan approval.
  • Consistently exceeds volume metric of two initial submissions per day with an average of ten loan files per week.

Responsibilities

  • Analytical thinker and consultative mind to support both team members and managers in all areas of the business.

Requirements

  • Reviews the borrower's credit history to assess their credit worthiness and ability to repay.
  • Issues a conditional approval if additional documentation or explanation is required.

Nice to have

  • High school diploma or equivalent required.
  • College degree preferred.

Skills

  • Excellent understanding of investor, agency and government guidelines and systems.
  • Excellent written and verbal communication skills along with solid computer skills.
  • Goal-oriented, self-motivated with the capacity to meet and exceed assigned goals.
  • Willing to learn, industrious, determined, and assertive.
  • Excellent organizational skills and the ability to multitask to complete a wide variety of tasks.
  • Diligence to ensure tasks are completed thoroughly and on time.
  • We believe in giving back and we do so through The Silverton Foundation
  • Our strong communication skills drive customer satisfaction

Compensation

  • The total expected pay range including bonus for this position is from $110,000 - $140,000.
  • Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs.

Benefits

  • The total expected pay range including bonus for this position is from $110,000 - $140,000.
  • Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs.
  • Considers the borrower's ability to make monthly mortgage payments, based on their income, employment status, and debt-to-equity ratio.

Equal opportunity

  • Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.
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This listing is sourced directly from Silverton's careers page and normalized into a canonical job model.