Tilt Finance

Lead Risk Investigator, Fraud

Remote - US

Sponsorship not specifiedDetected 12 days ago

SQLDatabricksMachine LearningIncident ResponseLeadershipCommunication

About the role

In your first year, success will look like:
You've independently led at least one major fraud investigation - a ring, a coordinated attack, or a systemic pattern - from initial signal through root-cause analysis, remediation plan, and executive-ready readout.
You've represented Risk Ops fraud findings in a cross-functional or leadership forum, translating investigative detail into decisions and tradeoffs non-investigators can act on.

Lead project investigations: Own the investigation of Tilt's most complex fraud events end to end - coordinated fraud rings, systemic attack patterns, and cross-product schemes - from initial signal through root-cause analysis, account remediation, and a leadership-ready readout.
Set the investigative bar: Take direct ownership of the hardest, most ambiguous referrals - identity theft rings, first- vs. third-party fraud disputes with no clean precedent - and build the investigative framework other cases get measured against.
Lead incident response: Act as the senior investigative lead during fraud incidents - scoping the impacted population, directing account and merchant-level containment, and owning the post-mortem that drives lasting remediation.
Turn cases into controls: Use investigation findings to drive fraud rule, threshold, and control changes - partnering with Compliance and Fraud Strategy so tuning reflects what you're actually seeing in casework, not just alert volume.
Bring the data: Use SQL/Databricks to build the analysis behind your investigations - hit-rates, false-positive rates, loss attribution - and package it for both investigators and executives.
Mentor without managing: Serve as the go-to fraud subject-matter expert for Team Leads, Sr Risk Investigators, and BPO partners - reviewing casework, unblocking hard calls, and formalizing playbooks so investigative quality holds as volume scales.
Join us in building the credit system that people deserve.

8+ years in fraud investigations, risk operations, or financial crimes, including direct experience running complex, multi-week investigations independently - not just working a queue.
Deep, practical mastery of fraud typologies across card, ACH, and P2P - account takeover, identity fraud, first- and third-party fraud, coordinated fraud rings, and payments fraud.
Practical working knowledge of consumer protection regulation as it applies to fraud and disputes - FCRA, Reg Z, Reg E - and comfort operating under BSA/AML referral processes.
A track record of taking a fraud investigation all the way through to a rule, control, or process change, and defending that reasoning under audit or regulatory scrutiny.
Experience with fraud and identity tooling such as Alloy, Socure, Persona, LexisNexis, Sardine, or close equivalents, including evaluating or helping select tools.
Strong written and verbal communication - able to translate a complex investigation into a clear, decision-ready narrative for leadership.
Experience in fintech, banking, or consumer lending under an active regulatory exam environment.
Familiarity with credit bureau dispute processes (ACDV/e-Oscar) and how fraud-driven tradeline deletions flow through credit furnishing.

Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

You'll get started with a WFH office reimbursement.
Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
Those who stand behind their work, celebrating the wins and learning from the missteps equally.
Own vendor evaluation: Take a lead role in fraud vendor evaluations (identity, device, and behavioral tooling), assessing how new tools would change investigative capability, not just alert coverage.

This listing is sourced directly from Tilt Finance's careers page and normalized into a canonical job model.