Chime Financial, Inc
Software Engineer, Lending
San Francisco, CA, USA · Mid · Full-time
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odds of building a lasting career here
Sponsors, but it's cap-subject — you still face the weighted lottery (~45% per draw at Level III). Good if you win; have a cap-exempt backup on your list.
Lottery odds assume a STEM candidate.
Personalize to your clock →H-1B wage level
the lottery is wage-weighted — each level is one more entry
The bottom of this range ($133,000) is below the Level I prevailing wage of $137,093. An H-1B cannot be filed below the prevailing wage, so an offer at the floor of this band could not be sponsored as posted.
Based on the DOL prevailing wage for this occupation and worksite, a base salary of $165,131 would place this position at wage Level II. That figure is within the posted range, and I'd like to target it. This role classifies under "Software Developers" for prevailing-wage purposes.
DOL prevailing wage, 2026-27 wage year · Software Developers (15-1252) · San Francisco-Oakland-Fremont, CA. Wage level is derived by USCIS from the offered wage, occupation and worksite; the occupation shown is inferred from the job title.
Employer immigration record
from this employer's Department of Labor filings
Green-card filing pattern in this occupation
Green-card follow-through: 100%
Files H-1B transfers
Sourced from Department of Labor LCA, PERM and prevailing-wage disclosure data. Employer matching is by name, so figures may be split across an employer's legal entities. Absence of a filing means none appears in our copy of the data, not that none exists.
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About the role
- We operate some of Chime's most consequential systems.
- As a Software Engineer in Lending, you'll work at the seam between member-facing products and the platforms that make them possible.
- Proactively identify opportunities for improving the reliability and scalability of our systems
Responsibilities
- This is a role for engineers who want to own more than a single service or feature area.
- You'll design and build backend systems where correctness, reliability, speed, and operational rigor matter deeply.
- Independently own and deliver features end-to-end
- Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
- Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
- Collaborate with cross functional teams to understand member pain points and come up with solutions
- Own a bigger surface area
- Build where product and platform meet
Requirements
- Experience with Ruby on Rails (or comparable frameworks) designing and running APIs
Skills
- Strong grasp of relational databases and caching, including safe schema changes/migrations
Compensation
- Below is the base salary offered for this role and level of experience.
Company info
- Wage Notice $133,000 - $184,000 USD A little about us At Chime, we believe that everyone can achieve financial progress.
- From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life.
- Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.
- The products and platforms we build directly impact millions of members and sit at the center of Chime's mission to help everyday people unlock financial progress.
This listing is sourced directly from Chime Financial, Inc's careers page and normalized into a canonical job model.