Bill.com

Bill.com

Director Risk Portfolio Management

United States · Director

No sponsorship$219k-$274kDetected 5 days ago
PythonSQLMachine LearningData ScienceLLMsStakeholder ManagementForecastingRecruitingSASLeadershipCommunicationMentoringPublic Speaking

About the role

  • By replacing outdated financial processes with innovative tools, we help businesses-from startups to established brands-make smarter decisions and gain control of their operations.
  • And we don't stop there: we're creating the future of financial automation so businesses can spend more time on what matters.
  • Visa Sponsorship: Please note that this position is not eligible for visa sponsorship.

Responsibilities

  • Own fraud and credit risk portfolio management across BILL's product spectrum, including performance monitoring, KPI tracking, and the preparation of regular analysis and reporting for senior leadership.
  • Lead financial loss forecasting and risk-adjusted return analysis, identifying concentration risks, diversification opportunities, and portfolio optimization strategies that support growth enablement.
  • Design and implement end-to-end solutions for customer acquisition and monitoring domains, including policies, rule strategies, ML/AI model strategies, product requirements, governance structures, and decision management frameworks.
  • Partner with cross-functional teams across risk operations, product, compliance, and finance to establish new payment and risk management policies and controls in support of new and existing product offerings.
  • 6 or more years of people leadership experience, with a track record of building and developing analytics or data science teams in a results-oriented environment.
  • We value purpose, drive, and curiosity-and we thrive in a fast-paced, ever-changing environment.
  • BILL builds high performing teams and we seek to hire the best talent for every role.
  • We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person's unique skills and experiences.
  • Join BILL as a Director, Risk Portfolio Management and own the analytics and insights engine that drives how BILL manages risk at scale.

Requirements

  • Familiarity with credit card authorization data and systems, or experience across non-traditional credit products.
  • Experience with AI fluency and the integration of AI-influenced analytics within risk operations workflows.
  • 10 or more years of experience in credit risk, fraud risk, or portfolio analytics within financial services or fintech, with demonstrated domain expertise in risk management principles and frameworks.
  • Strong data science and quantitative analysis skills, including hands-on experience with predictive modeling, ML/AI model strategies, and the application of models to real-world risk decisions.
  • Proficiency in SQL, Python, or SAS, with the ability to work directly with data and coach team members on advanced analytical and coding techniques.
  • We'd love to chat if you have:
  • Bachelor's degree in Computer Science, Engineering, Mathematics, Finance, or a related quantitative field; master's degree is a plus.

Nice to have

  • Bachelor's degree in Computer Science, Engineering, Mathematics, Finance, or a related quantitative field
  • master's degree is a plus.

Skills

  • Innovate with purpose

Compensation

  • The estimated salary ranges noted below roles in the specific geographic zones

Benefits

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts
  • Life Insurance, Long & Short-term disability coverage
  • 11+ Observed holidays and wellness days and flexible time off
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Working here means you become part of a vision-driven team that's ready to tackle challenges and build cutting-edge solutions.

Company info

  • We'd love to hear from you-you might be just what we're looking for, whether in this role or another.

Visa & Work Authorization

  • Please note that this position is not eligible for visa sponsorship.
  • Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.

This listing is sourced directly from Bill.com's careers page and normalized into a canonical job model.