Upgrade Inc.

Upgrade Inc.

Senior Manager, ECM Policy & Portfolio Analytics

San Francisco; Wilmington · Senior

Sponsorship not specified$140k-$190kDetected 6 days ago
PythonSQLLLMsOutbound SalesExcelRecruitingCustomer SupportCommunicationCollaboration

About the role

  • In this role, you'll work on policies like overlimit authorizations, payment holds, and suspensions.
  • You will also track portfolio performance
  • Your work will enhance portfolio performance, advance our ability to competitively serve customers, and ensure predictable and strong returns from our Card product.

Responsibilities

  • Develop and enhance policies such as overlimit authorizations, payment holds, and suspension policies
  • Provide credit-risk support for product/marketing portfolio initiatives (Balance transfer or promotional offers, retention / graduation, etc)
  • Partner with product to use payment alerts, digital collections UX, and other levers to enhance on-time payment rates and encourage curing from delinquency
  • Partner with operations on testing/optimizing payment programs, hardships, etc
  • Develop and support strategic business initiatives such as migration of our legacy card product to our next generation cards
  • Work is performed indoors in a fast-paced environment that requires the ability to manage multiple priorities and meet established workflows, schedules, and service expectations.
  • Employees regularly input, retrieve, and exchange information accurately using digital systems and applications to support operational and customer service objectives.

Requirements

  • 3-6 years of experience in consumer finance, consulting, or other data-driven backgrounds
  • Experience with credit and analytics, particularly in a credit card policy context
  • Strong analytical skills with the ability to translate data into clear, strategic recommendations
  • Strong proficiency in SQL, Excel, and Python
  • Familiarity with LLMs and AI-enabled innovation
  • The ability to identify and articulate the business intuition in the data

Compensation

  • Competitive salary and stock option plan

Benefits

  • Competitive salary and stock option plan
  • Paid coverage of medical, dental and vision insurance
  • Paid parental leave
  • Health & wellness initiatives
  • The compensation range of this position is USD $140,000-190,000 annually plus equity and benefits.

Company info

  • What We Offer You:

This listing is sourced directly from Upgrade Inc.'s careers page and normalized into a canonical job model.