United Services Automobile Associa

Bank Credit Risk Analyst II - Retail Banking

San Antonio Home Office II/III, USA · Mid

No sponsorship$77k-$139kDetected 25 days ago

SQLStatisticsFinancial AnalysisExcelSASResearchCommunicationCritical ThinkingPublic SpeakingMicrosoft OfficeFinancial Reporting

About the role

Mitigate operational and compliance risk inherent in credit strategy.
Track and monitor internal and external factors impacting credit strategy performance for bank portfolio products.
We offer a flexible work environment that requires an individual to be in the office 4 days per week.

Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
Develops industry knowledge and competitive benchmarking to inform credit strategy development.
Assists with developing, managing, and presenting comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
Performs financial risk sensitivity analysis.
Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.
Developing understanding of banking regulations, risk, and compliance.
US military experience through military service or a military spouse/domestic partner [optional]

Bachelor's degree in Business Management, Finance, Economics, Engineering, Mathematics or other quantitative field
2 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments
OR an advanced degree in Business Management, Finance, Economics, Engineering, Mathematics or other quantitative discipline.
Solid knowledge of current analytical coding languages, such as SAS, SQL, or Python.
Solid knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
Working experience with Python.
Advanced degree in Finance, Economics, Engineering, Mathematics, Statistics, or other quantitative field.

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive.
You are paid within the salary range based on your experience and market data of the position.
The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
USAA does not provide visa sponsorship for this role.

Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
OR 4 years of relevant education and/or experience.

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice.
We seek to be the #1 choice for the military community and their families.

Equal Opportunity Employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
USAA is an Equal Opportunity Employer.

This listing is sourced directly from United Services Automobile Associa's careers page and normalized into a canonical job model.