Niural
PEO Underwriter
New York City · Full-time
Sponsorship not specifiedDetected 12 hours ago
StatisticsComplianceExcelHRISHIPAACommunicationCollaborationActuarial ScienceUnderwriting
About the role
- The PEO Underwriter is responsible for evaluating, pricing, and managing risk for new and renewing PEO groups within a co‑employment model.
Responsibilities
- Review submissions for completeness, including census files, prior carrier invoices, renewal packets, plan designs, eligibility rules, SIC codes, and participation details.
- Validate prior carrier documentation including rates, contribution structures, enrollment counts, and renewal methodologies.
- Analyze claims experience, loss ratios, credibility, and trend factors to support pricing decisions.
- Develop and deliver pricing recommendations for new and renewing groups, ensuring alignment with profitability targets and carrier guidelines.
- Prepare underwriting summaries and rationale for internal stakeholders and carrier partners.
- Work closely with brokers, sales teams, and internal partners to clarify missing or unclear submission information to prevent delays.
- Partner with Compliance to support ACA affordability testing, eligibility determinations, and regulatory adherence.
Requirements
- occasional travel may be required for training or team events
- US work authorization required
- Bachelor's degree in Finance, Mathematics, Statistics, Computer Science, Economics, or a related analytical field.
- Proficiency working with large datasets, employee census files, and spreadsheet‑based analysis.
- Clear written and verbal communication skills, with the ability to translate technical underwriting concepts for brokers and internal stakeholders.
- ability to learn new platforms quickly.
- This role requires strong analytical skills, comfort with complex datasets, and the ability to interpret carrier documentation, claims trends, and regulatory requirements.
- 1-3 years of experience in health insurance underwriting, benefits administration, actuarial support, or related analytical roles.
- Strong attention to detail with a focus on data accuracy and quality.
- Strong Excel or Google Sheets skills; ability to learn new platforms quickly.
- Ability to manage multiple cases and deadlines while maintaining high accuracy.
- Self‑starter who can work independently while collaborating effectively with senior underwriters and cross‑functional teams.
Nice to have
- Progress toward or interest in AHIP, LOMA, or other underwriting/actuarial certifications.
Benefits
- Medical, dental, and vision coverage
- Collaborate with Benefits Operations (BenOps), Implementation, and Payroll/HRIS teams to ensure downstream processes receive clean, accurate data.
Visa & Work Authorization
- US work authorization required
This listing is sourced directly from Niural's careers page and normalized into a canonical job model.