Hifi

Hifi

Payments Program Manager

New York City

Sponsorship not specified$130k-$180kDetected 47 days ago
Incident ResponseNegotiationOperations Management

About the role

  • Launch and scale stablecoin-powered debit card and banking programs end-to-end - BIN setup, network certification, launch, and ongoing operations.
  • Operationalize the transaction flow from authorization to on-chain stablecoin settlement, including monitoring, incident response, and reconciliation.
  • Run risk and compliance operations for card programs - fraud, disputes, and chargebacks alongside Reg E, network rules, and audit readiness - in coordination with banks, processors, and our Compliance Engineer.

Responsibilities

  • Own day-to-day relationships with sponsor banks, issuer processors, and card networks - operating cadences, SLA accountability, and contract and commercial negotiations.
  • Own card program unit economics in production - interchange, FX spread, reserve yield, cost-per-transaction - and partner with Product on improvements.
  • As Program Manager, you'll own the design, launch, and scaling of our debit card and banking programs end-to-end.
  • If you touch it, you own it.

Requirements

  • 4+ years of program or operations management in card issuing, payments infrastructure, or an adjacent fintech domain.
  • Familiarity with stablecoins, crypto wallets, or on-chain payments - you understand how settlement works on-chain and off, and why the timing matters operationally.

Nice to have

  • Launched a card program from zero - network certification, bank negotiation, operational ramp - not just inherited one.
  • Familiarity with Visa Direct or Mastercard Send, including AFT (Account Funding Transaction) and OCT (Original Credit Transaction) flows.
  • Hands-on with on-chain stablecoin settlement in production - you've operated or debugged the flow, not just used it.
  • Early-stage startup experience - scoped the program, found the vendor, negotiated the contract, and launched in the same quarter.
  • Speed - We bias toward motion.
  • Clarity - Confusion is a signal to act.
  • Standards - Quality matters, always.
  • Truth - We value directness without drama.

Skills

  • Money should move as easily as data.
  • HIFI exists to fix that.

Compensation

  • $130,000-$180,000 USD, with the starting figure depending on location, skills, experience, and internal pay parity.
  • As one of our first hires at an early stage, you'll also receive meaningful equity - real ownership in what you're helping build, which is central to how we think about total compensation here.

Benefits

  • We offer full health coverage (medical, dental, and vision) and unlimited PTO.
  • We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected status.

Equal opportunity

  • HIFI is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected status. We provide reasonable accommodations during the hiring process.
  • HIFI is an equal opportunity employer.
  • We provide reasonable accommodations during the hiring process.

Visa & Work Authorization

  • You'll sit at the intersection of card networks, sponsor banks, and stablecoin settlement - turning that complexity into a seamless payment experience, and owning the partnerships and unit economics of every program we run.

This listing is sourced directly from Hifi's careers page and normalized into a canonical job model.