Tilt Finance

Senior Mobile Engineer, Thrive

Remote - US · Senior

Sponsorship not specifiedDetected 29 days ago

iOSAndroidFull-Stack DevelopmentMachine LearningData ScienceA/B TestingProduct StrategyLeadership

About the role

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new
credit system that backs the working, whatever they're working toward.

Drive the growth for these line of credit products: Own the iOS experience across our credit products - optimizing onboarding, application conversion rates, improving repeat usage, and continuously raising the bar on how users move from application to active product use.
Operate at the outcome level: You'll be trusted to an outcome - say, 40% conversion - and expected to improve it through your own problem-solving.
That means working with design and product to identify the right levers, not waiting for a spec that tells you exactly what to build.
Hold the line on precision in a regulated product: Errors in credit products don't just create bugs - they trigger compliance requirements: corrective notices, potential fee refunds, regulatory exposure.
Collaborate across the full stack: Partner with PMs, designers, data science, and backend engineers to build credit experiences that hold up at every layer - technically, experientially, and regulatory.
Candidates who are primarily interested on iOS infrastructure (e.g., app load time, build systems) or internal tooling might not be the right fit for this role.
Attention to detail that extends beyond code quality. You understand that in a regulated product, the gap between what you meant to ship and what you actually shipped has real downstream consequences. You build accordingly.
Join us in building the credit system that people deserve.

The specific tools matter less than your ability to instrument experiments, analyze user behavior, and turn signal into product decisions.

These aren't experimental bets - they're live products with real users, real compliance obligations, and real room to grow.
Getting there requires validating the right product constructs through focused experimentation before committing to full implementation.
The team is lean and high-ownership - a staff iOS engineer, an Android engineer, and you.
This is a net-new role created by expanded investment in both products simultaneously, not a backfill.
Travel for company offsites is expected at a minimum 2 times a year.
5+ years of experience as an iOS engineer building consumer-facing mobile products.
Consumer product background is non-negotiable.
You've built products that real users interact with daily.

Your attention to detail is as much a product requirement as your engineering skill.

we gather twice yearly to reconnect over shared meals or kayaking adventures. (We've visited Vail, San Diego, and Mexico City, to name a few.)

You'll get started with a WFH office reimbursement.
Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
Those who stand behind their work, celebrating the wins and learning from the missteps equally.
Run experiments that advance the unified product vision: Test different product constructs and UX approaches that move us toward a single, seamless lending experience.

This listing is sourced directly from Tilt Finance's careers page and normalized into a canonical job model.