Marqeta

Credit Risk Manager

Remote, USA · Director

Sponsorship not specified$123k-$154kDetected 26 days ago

SQLStatisticsAccount ManagementAccountingExcelLeadershipCommunicationCollaborationMentoringAdaptabilityAccounts PayableUnderwriting

About the role

This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here.
This position is for an existing vacancy.

As Marqeta's Credit Risk Manager you will lead credit underwriting and account management for our SMB and commercial card programs, helping us launch and scale credit offerings for small, mid-market, and commercial businesses.
Build, review, and refine SMB and commercial credit card risk origination strategies, including line assignment, spend controls, and account management policies
We own our work from start to finish.
We drive forward with focus and agility.

Experience & Background
Proven ownership across the SMB and commercial credit card lifecycle:
Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or a related field

A tier for the most expensive working areas, like the San Francisco Bay area and New York City.
Visit this page or consult with a Recruiter to determine which tier would be applicable to you.
Free therapy sessions, financial and professional coaching, and legal advice
Through Flex First, the freedom to live and work wherever you and your family thrive
Draft underwriting and risk documentation
Report KPIs and risk performance to senior management regularly

Expert in Excel and SQL modeling
Strong financial statement, accounts payable and liquidity analysis skills for SMB and commercial entities
Thrives in fast-paced, dynamic settings with shifting priorities
Demonstrated ability to adapt credit strategies in response to portfolio performance changes or macroeconomic conditions
Collaboration & Communication
Mindset & Adaptability
Your Manager
Neha Nanda, Senior Director, Credit Risk
Our (typical) process:
Application Submission
Recruiter video call
Hiring manager video call

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office.
To support Flex First, we calibrate pay to a competitive value according to working location.
is aligned according to three tiers within the
Annual "development dollars" to support our people growth and development

Multiple health insurance options
Flexible time off - take what you need
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company and an Employee Stock Purchase Program
Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
Monthly stipend to support our remote work model

You will drive innovation to establish best in class credit strategies in partnership with internal stakeholders and external bank partners and customers.
Own end-to-end manual underwriting for new SMB and commercial card customers, using both bureau data and cash flow analysis to make credit decisions
With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success.
Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on.

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging.

h, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression

This listing is sourced directly from Marqeta's careers page and normalized into a canonical job model.