Marqeta

Marqeta

Credit Risk Manager

Remote, USA · Director

Sponsorship not specified$123k-$154kDetected 118 days ago
SQLStatisticsAccount ManagementAccountingExcelLeadershipCommunicationCollaborationMentoringAdaptabilityAccounts PayableUnderwriting

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odds of building a lasting career here

55Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role82
Entry-level history0
PERM / green-card track0
Lottery odds (Level III)83
Fits your clock70

Sponsors, but it's cap-subject — you still face the weighted lottery (~45% per draw at Level III). Good if you win; have a cap-exempt backup on your list.

Lottery odds assume a STEM candidate.

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Employer immigration record

from this employer's Department of Labor filings

Green-card filing pattern in this occupation

Context, not a finding about this posting: of this employer's 20 green-card filings in this occupation, 100% were for a worker who already held the job.

Green-card follow-through: 63%

Of 16 labor certifications old enough to have been used, 6 expired without the employer filing the next step. Median time from filing to decision: 500 days.100% of their filings were for a worker who already held the job.Only certifications past the 180-day window are counted — recent ones cannot have expired yet.

Files H-1B transfers

2 transfer filings in the last year, covering 2 workers. Median labor-condition decision: 8 days. An employer that already files transfers is one that can take over an existing H-1B.

Sourced from Department of Labor LCA, PERM and prevailing-wage disclosure data. Employer matching is by name, so figures may be split across an employer's legal entities. Absence of a filing means none appears in our copy of the data, not that none exists.

Community outcomes

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About the role

  • This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here.
  • This position is for an existing vacancy.
  • Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

Responsibilities

  • We lead with humility and set aside hierarchy to work as a team.
  • We drive forward with focus and agility.

Requirements

  • Experience & Background
  • Proven ownership across the SMB and commercial credit card lifecycle:

Nice to have

  • Proactively adjust credit card policies based on portfolio performance and risk trends
  • Draft underwriting and risk documentation
  • Report KPIs and risk performance to senior management regularly
  • Manual underwriting using both bureau data and cash flow analysis, including financial statement analysis
  • Credit policy and risk strategy development, monitoring, and adjustment
  • Line assignment, spend controls, and account management strategy
  • Acquisition strategy across card programs
  • Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or a related field

Skills

  • Expert in Excel and SQL modeling
  • Strong financial statement, accounts payable and liquidity analysis skills for SMB and commercial entities
  • Thrives in fast-paced, dynamic settings with shifting priorities
  • Demonstrated ability to adapt credit strategies in response to portfolio performance changes or macroeconomic conditions
  • Application Submission
  • Recruiter video call
  • Hiring manager video call
  • Virtual "Onsite" consisting of 4-5, 45 min calls
  • Offer!
  • Collaboration & Communication
  • Mindset & Adaptability
  • Your Manager

Compensation

  • To support Flex First, we calibrate pay to a competitive value according to working location.
  • Annual "development dollars" to support our people growth and development

Benefits

  • Multiple health insurance options
  • Flexible time off - take what you need
  • Retirement savings program with company contribution and after tax contributions
  • Equity in a publicly-traded company and an Employee Stock Purchase Program
  • Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
  • Monthly stipend to support our remote work model

Equal opportunity

  • Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging.

Visa & Work Authorization

  • h, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression

This listing is sourced directly from Marqeta's careers page and normalized into a canonical job model.