Santander US

CIB Residential Mortgage Finance, Associate

Madison Ave Corp · Full-time

No sponsorshipDetected 29 days ago

Financial ModelingFinancial AnalysisAccountingExcelValuationProblem SolvingPublic SpeakingUnderwriting

About the role

It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The role will focus on residential mortgage finance activities, including residential mortgage loan financing, mortgage servicing rights financing, and related credit products.

Support underwriting, structuring, approval, and ongoing management of residential mortgage financing arrangements
Coordinate with external stakeholders, including clients, legal counsel, document custodians, valuation providers, and third-party diligence firms
Provide analytical support for new business opportunities and existing client relationships
You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver.

Experience analyzing residential mortgage collateral, loan-level data, client financial statements, and borrowing base reporting
Strong understanding of credit risk, liquidity risk, counterparty risk, collateral risk, and operational risk in residential mortgage finance
Proficiency with Excel and financial analysis tools
Self-motivated team player with the ability to work independently and collaboratively across functions
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
The requirements listed below are representative of the knowledge, skill, and/or ability required.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Minimum of 3 years of experience in residential mortgage finance, mortgage warehouse lending, specialty finance, commercial banking, structured lending, mortgage banking, credit underwriting, or related financial services disciplines
Strong attention to detail and problem-solving capabilities
Understanding of residential mortgage lending, mortgage company finance, collateral valuation, warehouse lending mechanics, and secured credit facilities
Strong financial modeling, credit analysis, and analytical skills
Excellent written, verbal, and presentation skills

Experience evaluating mortgage lenders, servicers, aggregators, mortgage collateral, warehouse facilities, MSR financing, or servicing advance facilities preferred
Familiarity with residential mortgage origination, servicing, collateral eligibility, agency guidelines, non-agency mortgage products, and mortgage industry risk factors preferred
Familiarity with mortgage finance systems, loan tapes, custodial reporting, collateral reports, and mortgage data fields preferred

$175,000.00 USD Maximum:
$225,000.00 USD
The base pay range for this position is posted below and represents the annualized salary range.
For hourly positions (non-exempt), the annual range is based on a 40-hour work week.
The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.
Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization.
Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.
This is more than a strategic shift.
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates.
If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

At Santander, we value and respect differences in our workforce.
We actively encourage everyone to apply.
Santander is an equal opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

This listing is sourced directly from Santander US's careers page and normalized into a canonical job model.