Monarch Money

Monarch Money

Software Engineer, AI (Senior/Staff)

Remote (US) · Staff+

Sponsorship not specifiedDetected 154 days ago
PythonElasticsearchVector DatabasesRESTMachine LearningLLMsRAGMLOpsLangGraphAI OrchestrationIncident ResponseCommunicationCollaboration

About the role

  • At Monarch, AI is the engine powering intelligent, personalized financial experiences for our users.
  • You will be a force multiplier for Monarch's product, making critical decisions on everything from our conversational AI architecture to how we evaluate and ship AI features with confidence.

Responsibilities

  • You'll identify where AI can make a meaningful difference and build solutions that users rely on daily.
  • Ship with Confidence: Leverage and enhance our sophisticated evaluation framework to ensure AI quality. You'll design test datasets, implement new scorers, and use our Braintrust-based eval system to validate changes before they reach users.
  • You Own: AI feature development, agent design and orchestration, ML model improvements, evaluation datasets and scorers, prompt engineering, and feature-level quality.
  • AI Platform Owns: LLM routing and provider management, observability and cost attribution, infrastructure reliability, and shared AI services.
  • Together You Own: End-to-end feature quality, evaluation frameworks, production incident response, and AI roadmap priorities.
  • Demonstrated experience building and using AI evaluation tooling (e.g., golden sets, rubric scoring, LLM-as-judge).
  • Excellent Python skills and a history of building production-grade AI features and services.

Requirements

  • 5+ years of experience in software engineering, with at least 2 years focused on building and operating production ML/AI systems.
  • A proven track record of shipping LLM-powered features, with deep, hands-on expertise in prompt engineering, RAG systems, and evaluation techniques.
  • Hands-on experience with LoRA, RLHF, or full fine-tuning on platforms like Vertex AI.
  • Hands-on experience with OpenSearch, pgvector, Pinecone, or similar at scale.
  • Experience with red-teaming exercises, adversarial testing, and implementing guardrails.

Skills

  • Leverage and enhance our sophisticated evaluation framework to ensure AI quality.
  • A Partnership with AI Platform
  • End-to-end feature quality, evaluation frameworks, production incident response, and AI roadmap priorities.
  • Strong collaboration and communication skills with a sharp product sensibility.

Compensation

  • Competitive cash and equity compensation in a hyper growth, early stage company 🚀.

Benefits

  • Competitive cash and equity compensation in a hyper growth, early stage company 🚀.
  • Stipend to set-up your ideal working environment.
  • Unlimited PTO.
  • Strong fundamentals in machine learning: embeddings, similarity search, classification, and probabilistic reasoning.
  • Competitive Benefit Plans for employees based on your location (e.g. in the

Company info

  • Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again. Since launching in 2021, we've become the top-recommended personal finance app by users and experts. Our goal? To take the stress out of finances so our members can focus on what truly matters.
  • We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals. We're hyper focused on building a product people love, and on finding every edge that helps us do that better. AI is core to how we operate: every person on the team uses it as a partner to sharpen judgment, move faster, and expand what's possible. We're not looking for tool mastery, we're looking for fluency and curiosity. What matters is that AI is part of how you work today and that you're actively raising your own bar on how to use it well.
  • As a fully remote company (even before COVID!), we welcome applicants from almost anywhere. Our team collaborates synchronously mostly from 9 AM - 2 PM PT and embraces asynchronous work to stay connected across time zones.
  • Join us on our mission to transform lives by simplifying money, together.
  • Monarch is a powerful, all-in-one personal finance platform designed to help make the complexity of finances feel simple again.
  • Since launching in 2021, we've become the top-recommended personal finance app by users and experts.
  • To take the stress out of finances so our members can focus on what truly matters.
  • We are a team of do-ers led by experienced entrepreneurs who are passionate about helping our members reach their financial goals.
  • We're hyper focused on building a product people love, and on finding every edge that helps us do that better.
  • AI is core to how we operate: every person on the team uses it as a partner to sharpen judgment, move faster, and expand what's possible.
  • We're not looking for tool mastery, we're looking for fluency and curiosity.
  • What matters is that AI is part of how you work today and that you're actively raising your own bar on how to use it well.
  • As a fully remote company (even before COVID!), we welcome applicants from almost anywhere.
  • Our team collaborates synchronously mostly from 9 AM - 2 PM PT and embraces asynchronous work to stay connected across time zones.

Equal opportunity

  • We are an equal opportunity employer and value diversity.
Apply directly at Monarch Money →Create a free account for alerts like thisView Monarch Money immigration profile

This listing is sourced directly from Monarch Money's careers page and normalized into a canonical job model.