Chime Financial, Inc

Senior Full-Stack Software Engineer, Unsecured Cards

San Francisco, CA, USA · Senior · Full-time

Sponsorship not specifiedDetected 12 days ago

RubyReactReact NativeRailsBackend DevelopmentFull-Stack DevelopmentCode ReviewCollaboration

About the role

These efforts introduce new product constructs and require evolving core systems while delivering seamless, reliable experiences at scale.
The base salary offered for this role and level of experience will begin at $164,000.00 and up to $227,000.00.
The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Chime's Cards team is hiring a Senior Full-Stack Engineer to help build and scale our newest card products.
These efforts introduce new product constructs and require evolving core systems while delivering seamless, reliable experiences at scale. You'll help define solutions amid ambiguity and ship features that support millions of Chime members.
Own and drive end-to-end development of complex product features, from shaping technical approach through implementation and launch
Lead multi-engineer efforts within the team, helping break down problems, define scope, and drive execution
Design and build scalable systems across backend services and frontend applications (web and mobile) supporting millions of members
Collaborate closely with cross-functional partners - product, design, risk, credit, legal, and compliance - to deliver high-impact features
Contribute to technical design decisions, balancing tradeoffs across performance, reliability, and long-term maintainability
Mentor and support other engineers, helping improve team velocity, code quality, and overall execution
You'll help define solutions amid ambiguity and ship features that support millions of Chime members.
Experience owning projects or major features end-to-end, including design, implementation, and delivery

Engineers are required to participate in on-call rotation.
5+ years of experience building production-grade software, with a track record of shipping reliable, user-facing features
To thrive in this role, you have
Experience with transactional databases and caching systems, and an appreciation for clean, well-tested, maintainable code

Experience in fintech, lending, or other regulated/credit domains is a strong plus

Strong collaboration skills, with experience working closely with product managers, designers, and other engineers

The base salary offered for this role and level of experience will begin at $164,000.00 and up to $227,000.00.
The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Full-time employees are also eligible for a bonus, competitive equity package, and benefits.

This listing is sourced directly from Chime Financial, Inc's careers page and normalized into a canonical job model.