Hq

Hq

Life Underwriting Consultant (Remote)

Minnesota-Remote

Sponsorship not specified$74k-$137kDetected 13 days ago
Process ImprovementRecruitingCustomer SupportCommunicationUnderwriting

About the role

  • Evaluate applications within assigned authority by analyzing medical, financial, and lifestyle risk factors to determine acceptability and appropriate classification
  • Exercise sound judgment to identify potential fraud and ensure compliance with underwriting guidelines
  • Make timely and accurate decisions while balancing risk selection, competitiveness, and customer experience

Responsibilities

  • Manage workload to consistently meet or exceed productivity and quality expectations
  • Collaborate with reinsurers as needed for rated cases
  • Build and maintain strong relationships with brokers, advisors, and internal partners

Requirements

  • Bachelor's degree or equivalent experience
  • Minimum of 3 years of life underwriting experience
  • Demonstrated expertise in substandard underwriting
  • Strong decision-making skills with the ability to act independently in real time
  • Proven ability to analyze complex cases and apply sound judgment
  • Proficiency in financial underwriting, including business cases
  • This role reviews, analyzes, and classifies new business, changes, reinstatements, and inquiries with a high degree of accuracy and timeliness.

Nice to have

  • Industry designations (FLMI, FALU, CLU)
  • Preferred Skills:
  • More information on base pay and incentive pay (if applicable) can be discussed with a member of the Securian Financial Talent Acquisition team.
  • As a valued member of our high-performing team, we want you to connect with your work, your relationships and your community.

Skills

  • Customer Service, Decision Making, External Communication, Internal Communications, Multitasking, Relationship Management
  • The estimated base pay range for this job is:
  • $73,700.00 - $136,800.00
  • Pay may vary depending on job-related factors and individual experience, skills, knowledge, etc.
  • Paid time off:
  • Holidays: Securian provides nine company paid holidays.
  • Company-funded pension plan and a 401(k) retirement plan: Share in the success of our company.
  • Securian's 401(k) company contribution is tied to our performance up to 10 percent of eligible earnings, with a target of 5 percent.
  • The amount is based on company results compared to goals related to earnings, sales and service.
  • Dedicated groups focus on a variety of interests and affinities, including:
  • Mental Wellness and Disability
  • Pride at Securian Financial

Compensation

  • $73,700.00 - $136,800.00
  • More information on base pay and incentive pay (if applicable) can be discussed with a member of the Securian Financial Talent Acquisition team.

Benefits

  • We want you to take time off for what matters most to you.
  • Our PTO program provides flexibility for associates to take meaningful time away from work to relax, recharge and spend time doing what's important to them.
  • And Securian Financial rewards associates for their service by providing additional PTO the longer you stay at Securian.
  • Securian's flexible leave programs allow time off from work for parental leave, caregiver leave for family members, bereavement and military leave.
  • From the first day of employment, associates and their eligible family members - including spouses, domestic partners and children - are eligible for medical, dental and vision coverage.
  • Through company-sponsored events, volunteer paid time off, a dollar-for-dollar matching gift program and more, we encourage you to support organizations important to you.

Company info

  • Share in the success of our company.
  • Securian provides nine company paid holidays.

This listing is sourced directly from Hq's careers page and normalized into a canonical job model.