Flagstar Bank, N.A

CRE Credit Products Portfolio Mgr Sr

New York/1400 Broadway/114025 · Senior

Sponsorship not specified$106k-$166kDetected 30 days ago

Stakeholder ManagementNegotiationAccountingProcess ImprovementLeadershipCommunicationCollaborationMentoringUnderwritingCFA

About the role

The Senior CRE Credit Products Portfolio Manager is a strategic advisor responsible for structuring, negotiating, and managing highly complex commercial credit relationships.
This role influences credit strategy by providing deep market insights, proactive risk identification, and innovative deal structuring solutions.
With extensive experience in credit analysis and portfolio management, this position ensures long-term portfolio health while supporting the bank's growth objectives.

(35%) Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs.
(15%) Client & Executive Leadership Engagement: Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution.

Minimum experience required: 10+ Years n commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements.
Strong leadership skills with the ability to influence credit strategy and policy.
Performs special projects, and additional duties and responsibilities as required.
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.
Undergraduate Degree (4 years or equivalent) Bachelor's degree in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
Deep knowledge of complex commercial lending structures, industry trends, and economic factors impacting credit risk.

Job Competencies:
Strategic Credit Expertise: Deep knowledge of complex commercial lending structures, industry trends, and economic factors impacting credit risk.
High-Level Risk Oversight: Ability to assess portfolio risk at a macro level, identifying patterns and trends that inform credit strategy.
Client & Executive Engagement: Strong ability to interact with senior leadership, legal teams, and high-profile clients on structuring and negotiating credit agreements.
Deal Structuring & Negotiation: Expertise in negotiating complex loan terms, partnering with legal counsel and senior RMs to finalize agreements.
Change Management & Innovation: Identifies opportunities for process improvement, technology adoption, and best practice implementation.
Regulatory & Policy Knowledge: Deep understanding of credit policies, compliance standards, and legal considerations in lending.
Executive-Level Communication: Ability to articulate complex credit decisions clearly and persuasively to internal and external stakeholders.

$106,023.75 - $165,862.00
PAY RANGE - $106,023 - $165,862
Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program.
Benefits | Flagstar Bank

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