LendingClub

LendingClub

Financial Innovation Manager

San Francisco, CA · Mid

Sponsorship not specified$135k-$159kDetected 25 days ago
SQLMachine LearningA/B TestingExcelHRISResearchCollaborationUnderwriting

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odds of building a lasting career here

52Sponsors, lottery-bound
Cap-exempt (no lottery)0
Sponsors this role72
Entry-level history0
PERM / green-card track0
Lottery odds (Level III)83
Fits your clock70

Sponsors, but it's cap-subject — you still face the weighted lottery (~45% per draw at Level III). Good if you win; have a cap-exempt backup on your list.

Lottery odds assume a STEM candidate.

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About the role

  • As the Financial Innovation Manager for Consumer Lending, you will help shape the next generation of our lending products.

Responsibilities

  • Drive new lending products through the product development lifecycle (PDLC), from strategy and business case to a member-first pilot in the small-dollar range
  • Design a fast, low-doc digital origination experience from application to funding, and improve the conversion and pull-through that turns eligible members into funded loans
  • Partner with Credit and Risk to combine permissioned cash-flow data, credit, identity, and fraud signals into a low-friction, low-doc credit decision
  • Design fit-for-purpose decisioning paths for new or underserved segments, with the right identity, verification, and approval waterfall
  • Design and test new personal loan variants and promotions that meet broader customer needs and grow demand from new and existing members
  • Develop the business case, pricing, and product economics, set the pilot gates that must clear before scaling, and monitor early portfolio performance

Nice to have

  • Experience bringing a new lending product from concept to pilot
  • Experience improving a digital origination funnel and application-to-funding conversion
  • Experience owning pricing or growth targets for a lending product
  • Experience at a fintech or digital-first lender that ships fast without giving up credit rigor
  • Happen Bank offers relocation, based on actual job level.
  • Time Zone Requirements
  • A track record of bringing digital, direct-to-consumer lending products to market and growing them, ideally installment or term loans originated fully online
  • Direct experience in small business lending, especially with owner-operated and sole-proprietor borrowers

Compensation

  • The target base salary range for this position is 135,000-159,000.
  • The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location.
  • Base salary is just one part of Happen Bank' s Total Rewards package.
  • You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

Benefits

  • You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
  • 3+ years of experience in consumer or small business lending, fintech, or financial services product and strategy, plus a bachelor's degree or higher, or equivalent combination of education and experience
  • We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool.

Company info

  • Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community.
  • Base salary is just one part of Happen Bank' s Total Rewards package.
  • We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process.
  • We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job

Equal opportunity

  • If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@happen.com.
  • equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace.

Visa & Work Authorization

  • You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews.
  • We will not discriminate against you if you choose to opt out.
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This listing is sourced directly from LendingClub's careers page and normalized into a canonical job model.