strategic HR, inc.

Credit Analyst

Miamisburg, OH, United States

Sponsorship not specifiedDetected 13 hours ago

Financial AnalysisAccountingExcelCommunicationCollaborationProblem SolvingPublic SpeakingOrganizational SkillsMicrosoft OfficeUnderwriting

About the role

Career Opportunity: Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions?
Are you someone who thrives behind the scenes while playing a critical role in a bank's success?
Farmers and Merchants Bank is growing in the South Dayton area.

As the Credit Analyst, you will support the bank's lending function with a strong focus on commercial lending.
You'll partner closely with lenders and the credit team to analyze financial data, assess risk, and help ensure sound credit decisions-while keeping lending operations running efficiently and compliantly.
Support centralized lending processes, including underwriting, documentation, and due diligence
Support loan administration tasks, including escrow accounts and loan system maintenance
Prepare reports and support board-level loan presentations
Provide overall administrative and analytical support to the lending team

Ability to interpret financial statements and identify potential risks or inconsistencies
Proficiency in Microsoft Office, especially Excel
Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions?

3+ years of experience in commercial credit or loan administration (community bank experience preferred)
High school diploma required
degree in Accounting, Finance, Business, or related field preferred

Assist with annual reviews of commercial clients and monitor changes in credit risk

We are your hometown bank, proudly serving residents and small businesses with friendly, personalized service for over 90 years.

This listing is sourced directly from strategic HR, inc.'s careers page and normalized into a canonical job model.