Peoplesbank

Peoplesbank

Mortgage Loan Officer

Wichita, Kansas

Sponsorship not specifiedDetected 16 days ago
ResearchCommunicationProblem SolvingTime ManagementUnderwriting

About the role

  • Occasional additional hours outside of regular bank service hours to complete tasks.
  • MATHEMATICS ABILITY: Strong numeric capabilities; Ability to add, subtract, multiply and divide in all units of measure using whole numbers and common fractions.
  • Ability to communicate clearly INTENT AND FUNCTION OF JOB DESCRIPTIONS Job descriptions assist organizations in ensuring that the hiring process is fairly administered and that qualified employees are selected.

Responsibilities

  • Deliver the initial loan disclosures to the borrower(s) per disclosure guidelines and regulatory time constraints
  • Conduct a quality and completeness review of the original loan disclosure documents and the initial income and assets documentation provided by the borrower(s)
  • Remain aware of loan application deadlines and communicate promptly and effectively with borrowers, referral partners and coworkers so that the loan progresses to completion in a way that earns repeat and referral business
  • Develop and retain relationships with referral sources (realtors, financial planners, insurance agents, attorneys, etc.)

Requirements

  • Ability to speak effectively and communicate clearly
  • The employee is regularly required to type throughout the day
  • The employee is regularly required to use hands to type and maneuver a mouse
  • Required regular work attendance on Saturdays.
  • Ability to deal with a variety of variables under only limited standardization.
  • Ability to add, subtract, multiply and divide in all units of measure using whole numbers and common fractions.
  • Ability to communicate clearly

Nice to have

  • Full knowledge of loan services offered by Peoples Bank and Trust, understanding of all PBT policies and procedures related to loan services provided, knowledge of reports required to maintain and track outstanding loans

Compensation

  • Well constructed job descriptions are an integral part of any effective compensation system.

Benefits

  • However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

Company info

  • ROLE The Mortgage Loan Officer is responsible for helping customers research loans, navigate the application, approval and closing process.
  • This position will also collect and prepare documents needed to secure a loan, recommend loan options and explain terms to clients, determine risks for loaning to clients based on credit and underwriting procedures, all while reviewing and ensuring accuracy and completeness of client applications.
  • Communicate with customers to help them choose the mortgage loan most suitable to their needs and wants
  • Foster inter-bank and inter-department cooperation that will maximize opportunities to strengthen the bank's relationships with customers Various other responsibilities as assigned by supervisor

This listing is sourced directly from Peoplesbank's careers page and normalized into a canonical job model.