Brex
Director, Credit Risk
San Francisco, California, United States · Director
Sponsorship not specified$232k-$290kDetected 12 days ago
AccountingCustomer SuccessCommunicationCollaborationUnderwriting
About the role
- By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly.
- Credit Risk at Brex Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences.
Responsibilities
- In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics, Legal and Credit Policy to deliver thoughtful credit decisions that enable customer growth while maintaining a healthy portfolio.
- You'll also lead the transformation of Brex's credit organization by building AI-native underwriting and portfolio management capabilities that automate routine work, elevate human judgment, and enable the business to scale without proportionally increasing operational complexity.
- Lead the team responsible for ongoing underwriting, portfolio management, and credit risk across Brex's existing customer portfolio
- Develop and execute portfolio strategies that balance responsible growth, customer experience, and portfolio performance while optimizing credit exposure across diverse customer segments
- Partner cross-functionally with Sales, Customer Success, Product, Operations, Analytics, and Credit Policy to deliver scalable, customer-centric credit decisions
- Lead, coach, and develop a high-performing organization of managers and credit professionals, fostering a culture of accountability, collaboration, and continuous improvement
- Build trusted relationships with customer finance leaders, including CFOs, to evaluate complex credit situations and support long-term customer success
- Drive operational excellence by continuously improving underwriting workflows, portfolio monitoring, and decision-making processes
- Lead high stakes conversations with client (CFO teams), partners, regulators and auditors
- Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry.
Requirements
- 10+ years of experience in commercial credit risk, commercial underwriting, portfolio management, commercial banking, or a related field
- Deep expertise evaluating business financial statements, cash flow, balance sheets, and commercial credit exposure
- Experience managing existing commercial customer portfolios, including ongoing underwriting, portfolio monitoring, credit line management, and exposure management
- Strong understanding of commercial credit products, corporate liability underwriting, and business credit decision-making
- Excellent communication and executive presence, with the ability to influence senior stakeholders and engage directly with CFOs and finance leaders
Nice to have
- Experience supporting commercial cards, B2B payments, banking, commercial lending, or fintech products is preferred
Skills
- Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets.
- Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.
- Credit Risk at Brex
Compensation
- The expected salary range for this role is $231,660 - $289,575.
- However, the starting base pay will depend on a number of factors, including the candidate's location, skills, experience, market demands, and internal pay parity.
- Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.
- As a perk, we also have up to four weeks per year of fully remote work!
Company info
- As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead the organization responsible for the ongoing underwriting and portfolio management of Brex's existing customers.
- Brex's AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most.
This listing is sourced directly from Brex's careers page and normalized into a canonical job model.