Fnbcorp
Small Business Loan Underwriter
Pittsburgh, PA
No sponsorshipDetected 5 days ago
Project ManagementBusiness DevelopmentExcelCustomer SupportCommunicationMicrosoft OfficeUnderwriting
About the role
- 626 Washington Place. Pittsburgh, Pennsylvania. 15219.
- Join our team. Make a difference - for us and for your future.
Responsibilities
- Develops and administers a portfolio of loans by analyzing applications and credit reports and obtaining approvals within established lending authority and guidelines.
- Develops partnerships with loan processors and Bank branch personnel to improve overall customer satisfaction.
- Maintains customer relationships developed by loan originators, including Bank branch personnel and Business Development Officers.
- Performs tax return analysis and financial statement review to evaluate borrower repayment capacity.
- Performs operational duties such as ensuring lien perfection, insurance protection, and compliance with established loan policies and regulatory requirements.
- Performs other related duties and projects as assigned.
- Maintains the customer relationships that were developed by the loan originators including Bank branch personnel and the Business Development and Underwriter.
- Performs tax return analysis to develop the self-employed borrower's income.
Requirements
- Reviews loan applications from consumers and small businesses within the Bank's delivery channels or directly through dealer channels to evaluate the degree of risk involved and determine the acceptance of applications.
- Reviews loan applications from consumers and small businesses within the Bank's delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications.
- Complies with regulations regarding loan approvals, declinations, and required customer notifications within established timeframes.
- Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Nice to have
- Commercial analytical and underwriting experience.
- Experience structuring commercial credit facilities, including Commercial & Industrial (C&I) loans, investment real estate loans, working capital lines of credit, equipment financing, and vehicle loans.
- Position Title: Retail Lending Loan Underwriter 1
- Business Unit: Retail Lending
- Reports To: Varies Based on Assignment
- Position Overview:
- This position description covers underwriting positions for Direct, Indirect or Small Business Lending.
- This position is primarily responsible for new loan application analysis, underwriting and declination review noting that the importance of this function impacts long term company goals and objectives.
Skills
- Excellent project management skills
- Excellent communication skills, both written and verbal
- Excellent organizational, analytical, and interpersonal skills
- Excellent customer service skills
- Ability to use a personal computer and job-related software
- MS Word - Basic Level
- MS Excel - Intermediate Level
- MS PowerPoint - Basic Level
- Special Licenses and Certificates:
Benefits
- Minimum Education:
Equal opportunity
- It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law.
- It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements.
- FNB provides all applicants and employees a discrimination and harassment free workplace.
- FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.
Visa & Work Authorization
- FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.
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