Splash Financial

Staff Product Manager - HELOC

Remote - United States Only · Staff+

Sponsorship not specified$180k-$220kDetected 16 hours ago

Product ManagementProduct StrategyValuationLeadershipCommunicationUnderwriting

About the role

Use funnel, conversion, and portfolio data to define success metrics, prioritize ruthlessly against engineering capacity, and communicate tradeoffs clearly to executive stakeholders.

Responsibilities

Own the end-to-end product strategy and roadmap for HELOC in-house underwriting: decisioning, borrower and property verification, document generation, funding, closing, and loan sales.
Build the scaling roadmap beyond launch: multi-partner program support, state and geographic expansion, repricing and fee structures, underwriting efficiency improvements, and the post-close servicing infrastructure the business doesn't yet have.
Partner closely with Engineering, Legal, Compliance, Operations, Marketing, and Capital Markets to sequence delivery, manage licensing and regulatory requirements, and keep the business unblocked through a leadership transition.
A proven track record owning ambiguous 0-to-1 builds through to scale, ideally including experience standing up or migrating loan origination and underwriting infrastructure.
Vendor and partner relationship management experience: evaluating, negotiating, and integrating third-party providers into a live production system.
Excellent executive communication skills, with the ability to frame open-ended tradeoffs as clear decisions, manage cross-functional stakeholders, and "own it," "raise the bar," and "say the hard thing" while elevating the team around you.

Nice to have

8+ years of product management experience, including Staff-level or equivalent scope, with direct experience in mortgage, HELOC, secured lending, or complex regulated consumer lending products.
Strong fluency with lending compliance and disclosure requirements (state-level timing rules, fair lending reporting, licensing) and comfort partnering closely with Risk, Compliance, and Legal.

Compensation

The base salary range for this role is $180,000 to $220,000 annually, based on market data and internal compensation practices.
Final compensation will be determined by factors such as location, experience, and skill level.
Competitive salary packages

Benefits

great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected - even from afar.
Comprehensive and affordable insurance benefits
Paid parental leave for both caregivers
Lead vendor and lending-partner strategy, evaluating and integrating third-party providers for valuation, document generation, and verification, and working with capital partners to expand program capacity and coverage.
This role may also be eligible for a bonus component tied to individual and company performance.
Flexible PTO + 9 company holidays
Equity: Share in our start-up success

Company info

to make people more powerful than their debt and we're just getting started..
Own It - We take full accountability and follow through on commitments.
Raise the Bar - We move fast, innovate faster, and push through barriers.
Say the Hard Thing - We speak up with honesty, respect, and a desire to solve problems and make things better.
Elevate Each Other - We win as a team by lifting each other up.
These values show up in how we work and how we connect - whether we're collaborating on big projects or bonding over everyday moments.
Yes, we even have Slack channels for #kids-and-pets and #food because we believe being human makes us better teammates.
The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world.
So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.
Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US.
And we've been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology.
And we've raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners, and more.
But at our core, we're still that little company from Cleveland with a big dream: to make people more powerful than their debt and we're just getting started..
Splash is remote-first, and proud of it - though our collections team works in-person at our Arizona location.

Equal opportunity

Awesome Splash swag to flaunt your team spirit
Splash Financial will never ask for payment, banking details, or cryptocurrency as part of our hiring process.
All legitimate job communications from Splash Financial will come from an @splashfinancial.com email address.
We do not conduct interviews solely via text message or chat apps.

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This listing is sourced directly from Splash Financial's careers page and normalized into a canonical job model.