Collectors
Head of Disputes Operations
Santa Ana, CA · Full-time
No sponsorship$111k-$170kDetected 16 days ago
AuditingNetwork MonitoringInternal Audit
About the role
- Collectors is the leading creator of innovative technology that provides value-added services for collectors worldwide.
- We're always on the lookout for talented people to join our growing team.
- Our services span collectible trading cards, autographs, comic books, coins, video games, event tickets, and memorabilia.
Responsibilities
- Lifecycle ownership. Own the chargeback process end-to-end - intake, investigation, evidence compilation, representment, and recovery - across payment processors and card networks.
- Win-rate optimization. Build and maintain representment playbooks and evidence templates by reason code
- Network program management. Monitor and manage card-network monitoring programs (e.g., Visa and Mastercard excessive-chargeback / acquirer-monitoring programs) to keep the business safely below ratio thresholds.
- SLA & deadline discipline. Manage dispute queues to meet all network and processor response deadlines without lapses.
- Fraud vs. service routing. Partner with Fraud Operations to separate true fraud from friendly / first-party fraud and service issues, routing each to the right workflow.
- Policy & playbooks. Maintain dispute policies, decision trees, and escalation paths that scale across product lines.
- Audit-ready records. Maintain complete, defensible documentation of investigations and outcomes to satisfy internal audit, external audit, and examiner review.
- Win-rate optimization. Build and maintain representment playbooks and evidence templates by reason code; continuously improve representment win rates and net recovery.
- Team leadership. Lead, coach, schedule, and develop the disputes team; set quality and productivity standards.
- Vendor management. Manage any outsourced / BPO dispute support and dispute-tooling vendors.
Requirements
- Hands-on knowledge of card-network dispute rules and the chargeback / representment lifecycle.
- Experience managing to SLAs and to network chargeback-ratio / monitoring-program thresholds.
- Your recruiter will be able to clarify expectations and answer any questions you have.
- Candidates must be authorized to work in the United States.
- 5+ years in disputes, chargeback, or payments operations, including direct people-management or team-lead experience.
- Strong analytical skills and comfort working with dispute and chargeback data and reporting.
- Customer-centric judgment that balances recovery and loss control against fairness and retention.
Nice to have
- Marketplace or high-volume e-commerce disputes experience.
- Familiarity with consumer-lending dispute and error-resolution rules (Reg Z billing errors, FCRA, Reg E).
- Experience with dispute / chargeback tooling (processor portals, Verifi / Ethoca, chargeback automation).
- Experience managing outsourced or BPO operations teams.
Compensation
- The salary range for this position is $110,891 - $170,035.
- Actual compensation on this range varies based on a variety of non-discriminatory factors, including location, job level, experience, and skill set.
- This role may be eligible for bonuses, commissions, or other forms of compensation, please ask your recruiter for details.
- Holiday Pay: All regular, full-time employees are eligible for ten company paid holidays
Benefits
- Full-time employees are eligible for fertility, commuter, and educational assistance benefits
- Vacation: All salaried employees are eligible for flexible time-off
- Holiday Pay: All regular, full-time employees are eligible for ten company paid holidays
- Flexible Hours: Many of our teams offer flexible schedules with varying shifts and will work with you to accommodate your needs
- Fun Working Environment: Our team members are invited to participate in celebrations, holiday events, and team building activities
Company info
- All regular, full-time employees are eligible for ten company paid holidays
- We are proud to offer a competitive 401k matching plan to our employees to support their future financial goals
- We are aware that there are instances where individuals are receiving job offers that fraudulently allege to be from Collectors or one of our business units.
Visa & Work Authorization
- Monitor and manage card-network monitoring programs (e.g., Visa and Mastercard excessive-chargeback / acquirer-monitoring programs) to keep the business safely below ratio thresholds.
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This listing is sourced directly from Collectors's careers page and normalized into a canonical job model.