Stand
Senior Underwriter
Florida · Senior · Full-time
No sponsorship$115k-$145kDetected 33 days ago
Process ImprovementLeadershipCommunicationOrganizational SkillsUnderwriting
About the role
- We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs.
- Insurance is simply the current delivery mechanism.
- The real product is a scalable risk engine, our Stand World Model https://frontier.standinsurance.com.
Responsibilities
- Underwrite and manage a portfolio of high-net-worth personal lines business, with a focus on wind-exposed and complex risks.
- Develop creative solutions for non-standard risks while maintaining profitability and portfolio quality.
- Partner closely with brokers to provide fast, clear, and consultative underwriting decisions.
- Collaborate with mitigation, engineering, product, and commercial teams to improve risk selection and customer outcomes.
- Maintain high-quality underwriting documentation and audit-ready files.
- Manage portfolio performance against premium, policy count, profitability, and risk quality objectives.
- Highly organized with the ability to manage multiple priorities and submissions simultaneously.
- Urgency: Moves quickly, prioritizes effectively, and maintains momentum without over-processing decisions.
- Stand is seeking a Wind States Underwriter to own risk selection, pricing, and portfolio management for a high-net-worth personal lines book of business with a strong emphasis on wind-exposed risks.
- This individual will combine underwriting expertise, creativity, and sound judgment to deliver profitable growth while providing an exceptional broker and client experience.
Requirements
- The ideal candidate is a curious, solutions-oriented underwriter who enjoys tackling complex risks, collaborating across teams, and leveraging technology to continuously improve underwriting outcomes.
- Candidates must be authorized to work in the U.S. Stand does not sponsor new work visas.
Skills
- Experience underwriting high-net-worth homeowners business.
- Expertise in catastrophe-exposed property risks, particularly wind.
- Familiarity with mitigation strategies, property engineering, or climate-related risk assessment.
- Experience working in an MGA, insurtech, or other high-growth insurance environment.
- Demonstrated track record of process improvement or technology adoption within underwriting organizations.
Compensation
- The annual base salary range for full-time employees in this position is $115,000 to $145,000 + meaningful Equity Grant.
Benefits
- Above-market Health, Dental, and Vision coverage
- Weekly lunch stipend
- Flexible time off + holidays
- Commuter benefits
- PAT & MAT Leave
- Short-Term and Long-Term Disability
- In-office perks
Company info
- We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.
- We are committed to providing reasonable accommodations for qualified individuals.
Equal opportunity
- Employment
- Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.
- We are committed to providing reasonable accommodations for qualified individuals. If you require assistance
- Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Visa & Work Authorization
- Candidates must be authorized to work in the U.S. Stand does not sponsor new work visas.
- We can consider candidates on TN visas, O-1A visas, or H-1B transfers with three years or more remaining.
This listing is sourced directly from Stand's careers page and normalized into a canonical job model.