Lendable

Lendable

Senior Credit Risk Manager - Cards

Virginia · Senior

Sponsorship not specifiedDetected 23 days ago
PythonSQLMachine LearningData ScienceA/B TestingLeadershipProblem Solving

About the role

  • We're looking for a Senior Credit Risk Manager to join the US Cards Credit team.
  • Define and refine credit strategies that align with evolving portfolio goals, staying ahead of economic trends and adapting accordingly
  • Discover data-driven insights using Python and SQL to address key business questions

Responsibilities

  • Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending
  • Optimize credit decisioning including who to lend to, limits to set, and rates to offer
  • Own the end-to-end testing ecosystem - experimentation design, implementation standards, and statistically sound result interpretation
  • Build and own a monitoring & analytics suite that gives a clear, end-to-end view of credit performance and unit economics, and serves as a single source of truth for senior leadership
  • Develop and own models that forecast returns, value the portfolio, and drive investor reporting
  • Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies
  • For more information, please speak to your Talent Partner.

Requirements

  • Daily coding experience with Python and SQL
  • Proven experience in credit risk strategy within finance, ideally within consumer lending
  • Strong understanding of credit performance and unit economics in lending
  • Strategic thinking and ability to translate complex data into clear, actionable decisions

Compensation

  • Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Benefits

  • Flexible working: flexible approach tailored to each role.
  • Retirement & savings: long-term financial wellbeing through retirement savings plans
  • Employee referral programme: earn a competitive bonus when you refer successful new team members
  • Please note: The availability and details of specific benefits vary by location and role.

Company info

  • loans, credit cards and car finance.
  • We get money into our customers' hands in minutes instead of days.

This listing is sourced directly from Lendable's careers page and normalized into a canonical job model.