Lendable
Senior Credit Risk Manager - Cards
Virginia · Senior
Sponsorship not specifiedDetected 23 days ago
PythonSQLMachine LearningData ScienceA/B TestingLeadershipProblem Solving
About the role
- We're looking for a Senior Credit Risk Manager to join the US Cards Credit team.
- Define and refine credit strategies that align with evolving portfolio goals, staying ahead of economic trends and adapting accordingly
- Discover data-driven insights using Python and SQL to address key business questions
Responsibilities
- Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending
- Optimize credit decisioning including who to lend to, limits to set, and rates to offer
- Own the end-to-end testing ecosystem - experimentation design, implementation standards, and statistically sound result interpretation
- Build and own a monitoring & analytics suite that gives a clear, end-to-end view of credit performance and unit economics, and serves as a single source of truth for senior leadership
- Develop and own models that forecast returns, value the portfolio, and drive investor reporting
- Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies
- For more information, please speak to your Talent Partner.
Requirements
- Daily coding experience with Python and SQL
- Proven experience in credit risk strategy within finance, ideally within consumer lending
- Strong understanding of credit performance and unit economics in lending
- Strategic thinking and ability to translate complex data into clear, actionable decisions
Compensation
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
Benefits
- Flexible working: flexible approach tailored to each role.
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Please note: The availability and details of specific benefits vary by location and role.
Company info
- loans, credit cards and car finance.
- We get money into our customers' hands in minutes instead of days.
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